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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JACKSONVILLE SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
JACKSONVILLE SAVINGS BANK |
| Address | 1211 W MORTON
JACKSONVILLE, IL 62650 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 672 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $37,358,000 |
| Average Mortgage Loan Amount Applied For | $100,360 |
| Highest Mortgage Loan Amount Applied For | $430,000 |
| Average Applicant Income | $86,480 |
| Highest Applicant Income | $532,000 |
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| Home Improvement |
176 | $3,582,000 |
$20,000 | $150,000 |
$59,000 | $174,000 |
| Home Purchase |
311 | $24,274,000 |
$78,000 | $430,000 |
$73,000 | $532,000 |
| Refinancing |
189 | $9,544,000 |
$50,000 | $308,000 |
$62,000 | $279,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $30,000 |
$30,000 | $30,000 |
$11,000 | $11,000 |
| Black or African American |
7 | $164,000 |
$23,000 | $92,000 |
$45,000 | $73,000 |
| Hispanic |
2 | $145,000 |
$72,000 | $140,000 |
$32,000 | $34,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $2,000 |
$2,000 | $2,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
665 | $37,059,000 |
$55,000 | $430,000 |
$67,000 | $532,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
661 | $36,280,000 |
$54,000 | $430,000 |
$67,000 | $532,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
15 | $1,120,000 |
$74,000 | $117,000 |
$31,000 | $52,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
49 | $2,517,000 |
$51,000 | $140,000 |
$37,000 | $143,000 |
| Application Withdrawn By Applicant |
3 | $182,000 |
$60,000 | $78,000 |
$32,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
624 | $34,701,000 |
$55,000 | $430,000 |
$69,000 | $532,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JACKSONVILLE SAVINGS BANK by:
Metropolitan Area And
County
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