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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JM ASSOCIATES FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
JM ASSOCIATES FCU |
| Address | 8019 BAYBERRY ROAD
JACKSONVILLE, FL 32256 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 33 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,447,000 |
| Average Mortgage Loan Amount Applied For | $200,842 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $128,947 |
| Highest Applicant Income | $790,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
24 | $5,303,000 |
$220,000 | $600,000 |
$121,000 | $790,000 |
| Refinancing |
9 | $1,144,000 |
$127,000 | $241,000 |
$72,000 | $100,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $544,000 |
$181,000 | $216,000 |
$54,000 | $70,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
12 | $2,272,000 |
$189,000 | $417,000 |
$87,000 | $175,000 |
| White |
18 | $3,631,000 |
$201,000 | $600,000 |
$130,000 | $790,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
33 | $6,447,000 |
$195,000 | $600,000 |
$107,000 | $790,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $1,876,000 |
$187,000 | $357,000 |
$88,000 | $168,000 |
| Application Denied By Financial Institution |
10 | $1,853,000 |
$185,000 | $417,000 |
$74,000 | $175,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
13 | $2,718,000 |
$209,000 | $600,000 |
$148,000 | $790,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $779,000 |
$155,000 | $225,000 |
$83,000 | $152,000 |
| Debt-To-Income Ratio |
5 | $1,074,000 |
$214,000 | $417,000 |
$65,000 | $175,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JM ASSOCIATES FCU by:
Metropolitan Area And
County
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