|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
KEYBANK NATIONAL ASSOCIATION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
KEYBANK NATIONAL ASSOCIATION |
| Address | 2025 ONTARIO ST
CLEVELAND, OH 44115 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 194,347 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,751,670,000 |
| Average Mortgage Loan Amount Applied For | $49,360 |
| Highest Mortgage Loan Amount Applied For | $15,000,000 |
| Average Applicant Income | $70,442 |
| Highest Applicant Income | $7,808,000 |
|
|
|
| Home Improvement |
77,241 | $2,014,806,000 |
$26,000 | $9,630,000 |
$81,000 | $7,800,000 |
| Home Purchase |
5,496 | $826,120,000 |
$150,000 | $15,000,000 |
$94,000 | $7,429,000 |
| Refinancing |
112,079 | $13,972,966,000 |
$124,000 | $8,000,000 |
$74,000 | $7,808,000 |
|
|
| American Indian or Alaskan Native |
542 | $28,081,000 |
$51,000 | $630,000 |
$72,000 | $624,000 |
| Asian |
1,760 | $118,569,000 |
$67,000 | $1,160,000 |
$101,000 | $2,520,000 |
| Black or African American |
14,252 | $499,315,000 |
$35,000 | $920,000 |
$69,000 | $6,250,000 |
| Hispanic |
8,709 | $370,945,000 |
$42,000 | $9,630,000 |
$83,000 | $2,397,000 |
| Native Hawaiin or Other Pacific Islander |
406 | $15,749,000 |
$38,000 | $520,000 |
$98,000 | $840,000 |
| Not applicable |
373 | $18,686,000 |
$50,000 | $945,000 |
$51,000 | $4,600,000 |
| Not Provided |
97,799 | $12,173,513,000 |
$124,000 | $8,000,000 |
$75,000 | $7,808,000 |
| White |
70,975 | $3,589,034,000 |
$50,000 | $15,000,000 |
$82,000 | $7,429,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
194,579 | $16,783,154,000 |
$86,000 | $15,000,000 |
$77,000 | $7,808,000 |
| FHA-insured (Federal Housing Administration) |
151 | $19,459,000 |
$128,000 | $552,000 |
$55,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
86 | $11,279,000 |
$131,000 | $346,000 |
$53,000 | $135,000 |
|
|
| Application Approved But Not Accepted |
28,368 | $2,139,012,000 |
$75,000 | $2,000,000 |
$77,000 | $6,250,000 |
| Application Denied By Financial Institution |
61,911 | $4,356,694,000 |
$70,000 | $9,630,000 |
$69,000 | $2,526,000 |
| Application Withdrawn By Applicant |
55,923 | $7,084,771,000 |
$126,000 | $8,000,000 |
$81,000 | $7,800,000 |
| File Closed For Incompleteness |
2,971 | $374,523,000 |
$126,000 | $3,550,000 |
$73,000 | $2,764,000 |
| Loan Originated |
44,776 | $2,778,900,000 |
$62,000 | $15,000,000 |
$87,000 | $7,808,000 |
| Loan Purchased By The Institution |
398 | $17,770,000 |
$44,000 | $284,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
469 | $62,222,000 |
$132,000 | $3,000,000 |
$43,000 | $412,000 |
|
|
| Collateral |
9,943 | $967,099,000 |
$97,000 | $2,750,000 |
$80,000 | $2,400,000 |
| Credit Application Incomplete |
311 | $42,206,000 |
$135,000 | $735,000 |
$51,000 | $500,000 |
| Credit History |
24,906 | $760,333,000 |
$30,000 | $2,250,000 |
$71,000 | $2,050,000 |
| Debt-To-Income Ratio |
18,957 | $1,893,848,000 |
$99,000 | $9,630,000 |
$57,000 | $2,400,000 |
| Employment History |
103 | $11,805,000 |
$114,000 | $880,000 |
$63,000 | $1,020,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
365 | $19,946,000 |
$54,000 | $349,000 |
$83,000 | $1,176,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6,771 | $569,449,000 |
$84,000 | $3,500,000 |
$77,000 | $2,526,000 |
| Unverifiable Information |
1,024 | $154,230,000 |
$150,000 | $7,500,000 |
$55,000 | $2,403,000 |
|
Mortgage Loan App Totals for KEYBANK NATIONAL ASSOCIATION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
