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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KISLAK NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
KISLAK NATIONAL BANK |
| Address | 7900 MIAMI LKAES DR WEST
MIAMI LAKES, FL 33016 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 1,957 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $416,900,000 |
| Average Mortgage Loan Amount Applied For | $197,777 |
| Highest Mortgage Loan Amount Applied For | $1,491,000 |
| Average Applicant Income | $6,013 |
| Highest Applicant Income | $293,000 |
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| Home Improvement |
1 | $41,000 |
$41,000 | $41,000 |
$66,000 | $66,000 |
| Home Purchase |
1,660 | $347,284,000 |
$197,565 | $1,491,000 |
$7,043 | $293,000 |
| Refinancing |
296 | $69,575,000 |
$223,200 | $660,000 |
$9,866 | $242,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
8 | $1,393,000 |
$174,000 | $262,000 |
$68,000 | $85,000 |
| Black or African American |
22 | $3,247,000 |
$124,500 | $268,000 |
$67,500 | $130,000 |
| Hispanic |
66 | $11,555,000 |
$147,666 | $542,000 |
$58,333 | $240,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $667,000 |
$222,333 | $335,000 |
$18,000 | $54,000 |
| Not applicable |
1,717 | $373,068,000 |
$205,625 | $1,491,000 |
$0 | $0 |
| Not Provided |
3 | $441,000 |
$147,000 | $175,000 |
$78,000 | $96,000 |
| White |
138 | $26,529,000 |
$196,125 | $1,238,000 |
$98,000 | $293,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,912 | $405,040,000 |
$198,560 | $1,491,000 |
$9,120 | $293,000 |
| FHA-insured (Federal Housing Administration) |
45 | $11,860,000 |
$226,000 | $416,000 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $173,000 |
$173,000 | $173,000 |
$96,000 | $96,000 |
| Application Denied By Financial Institution |
4 | $718,000 |
$179,000 | $244,000 |
$62,000 | $96,000 |
| Application Withdrawn By Applicant |
20 | $3,655,000 |
$190,500 | $262,000 |
$70,000 | $137,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
215 | $39,904,000 |
$172,500 | $1,238,000 |
$87,100 | $293,000 |
| Loan Purchased By The Institution |
1,717 | $372,450,000 |
$205,458 | $1,491,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $388,000 |
$194,000 | $244,000 |
$48,000 | $96,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $330,000 |
$165,000 | $202,000 |
$76,000 | $90,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for KISLAK NATIONAL BANK by:
Metropolitan Area And
County
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