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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LA DOTD FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
LA DOTD FEDERAL CREDIT UNION |
| Address | 1620 S RANGE AVE
DENHAM SPRINGS, LA 70726 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,137,000 |
| Average Mortgage Loan Amount Applied For | $87,384 |
| Highest Mortgage Loan Amount Applied For | $258,000 |
| Average Applicant Income | $60,538 |
| Highest Applicant Income | $135,000 |
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| Home Improvement |
8 | $329,000 |
$41,000 | $123,000 |
$65,000 | $87,000 |
| Home Purchase |
27 | $2,623,000 |
$97,000 | $258,000 |
$59,000 | $135,000 |
| Refinancing |
26 | $2,185,000 |
$84,000 | $190,000 |
$56,000 | $129,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $276,000 |
$138,000 | $190,000 |
$73,000 | $74,000 |
| Black or African American |
8 | $634,000 |
$79,000 | $190,000 |
$44,000 | $91,000 |
| Hispanic |
1 | $20,000 |
$20,000 | $20,000 |
$96,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $291,000 |
$72,000 | $180,000 |
$59,000 | $79,000 |
| White |
46 | $3,916,000 |
$85,000 | $258,000 |
$59,000 | $135,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
61 | $5,137,000 |
$84,000 | $258,000 |
$58,000 | $135,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $159,000 |
$79,000 | $98,000 |
$86,000 | $135,000 |
| Application Denied By Financial Institution |
14 | $1,273,000 |
$90,000 | $190,000 |
$54,000 | $91,000 |
| Application Withdrawn By Applicant |
2 | $270,000 |
$135,000 | $225,000 |
$69,000 | $79,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $3,435,000 |
$79,000 | $258,000 |
$58,000 | $129,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $1,075,000 |
$107,000 | $190,000 |
$59,000 | $91,000 |
| Debt-To-Income Ratio |
4 | $198,000 |
$49,000 | $80,000 |
$42,000 | $79,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LA DOTD FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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