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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LACAMAS COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
LACAMAS COMMUNITY CREDIT UNION |
| Address | 236 NE FOURTH AVENUE PO BOX 1108
CAMAS, WA 98607 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 239 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,236,000 |
| Average Mortgage Loan Amount Applied For | $53,333 |
| Highest Mortgage Loan Amount Applied For | $280,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $224,000 |
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| Home Improvement |
111 | $4,922,000 |
$44,000 | $200,000 |
$81,000 | $187,000 |
| Home Purchase |
1 | $22,000 |
$22,000 | $22,000 |
$55,000 | $55,000 |
| Refinancing |
129 | $8,587,000 |
$66,000 | $280,000 |
$85,000 | $224,000 |
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| American Indian or Alaskan Native |
3 | $183,000 |
$61,000 | $75,000 |
$88,000 | $95,000 |
| Asian |
5 | $384,000 |
$76,000 | $189,000 |
$121,000 | $219,000 |
| Black or African American |
3 | $123,000 |
$41,000 | $50,000 |
$88,000 | $120,000 |
| Hispanic |
6 | $341,000 |
$56,000 | $100,000 |
$93,000 | $132,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $134,000 |
$67,000 | $78,000 |
$115,000 | $153,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
222 | $12,366,000 |
$55,000 | $280,000 |
$82,000 | $224,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
241 | $13,531,000 |
$56,000 | $280,000 |
$83,000 | $224,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $605,000 |
$55,000 | $135,000 |
$78,000 | $187,000 |
| Application Withdrawn By Applicant |
10 | $444,000 |
$44,000 | $60,000 |
$78,000 | $142,000 |
| File Closed For Incompleteness |
1 | $40,000 |
$40,000 | $40,000 |
$62,000 | $62,000 |
| Loan Originated |
219 | $12,442,000 |
$56,000 | $280,000 |
$84,000 | $224,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LACAMAS COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
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