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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LANDMARK SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LANDMARK SAVINGS BANK |
| Address | 54 MONUMENT CIRCLE
INDIANAPOLIS, IN 46204 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 391 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $62,925,000 |
| Average Mortgage Loan Amount Applied For | $172,375 |
| Highest Mortgage Loan Amount Applied For | $960,000 |
| Average Applicant Income | $79,250 |
| Highest Applicant Income | $760,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
334 | $53,800,000 |
$161,000 | $960,000 |
$92,000 | $760,000 |
| Refinancing |
87 | $13,566,000 |
$155,000 | $447,000 |
$87,000 | $296,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,166,000 |
$233,000 | $487,000 |
$123,000 | $275,000 |
| Black or African American |
27 | $3,684,000 |
$136,000 | $456,000 |
$58,000 | $129,000 |
| Hispanic |
5 | $815,000 |
$163,000 | $400,000 |
$77,000 | $232,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $260,000 |
$260,000 | $260,000 |
$300,000 | $300,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
383 | $61,441,000 |
$160,000 | $960,000 |
$93,000 | $760,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
360 | $60,601,000 |
$168,000 | $960,000 |
$98,000 | $760,000 |
| FHA-insured (Federal Housing Administration) |
52 | $5,344,000 |
$102,000 | $212,000 |
$46,000 | $119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
9 | $1,421,000 |
$157,000 | $286,000 |
$64,000 | $95,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $727,000 |
$121,000 | $216,000 |
$71,000 | $144,000 |
| Application Withdrawn By Applicant |
12 | $1,969,000 |
$164,000 | $477,000 |
$90,000 | $230,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
373 | $60,229,000 |
$161,000 | $960,000 |
$94,000 | $760,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
17 | $2,469,000 |
$145,000 | $400,000 |
$68,000 | $127,000 |
| Preapproval Denied by Financial Institution |
13 | $1,972,000 |
$151,000 | $669,000 |
$60,000 | $173,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $1,545,000 |
$118,000 | $212,000 |
$61,000 | $119,000 |
| Debt-To-Income Ratio |
4 | $965,000 |
$241,000 | $669,000 |
$90,000 | $173,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $86,000 |
$86,000 | $86,000 |
$42,000 | $42,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $103,000 |
$103,000 | $103,000 |
$15,000 | $15,000 |
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Mortgage Loan App Totals for LANDMARK SAVINGS BANK by:
Metropolitan Area And
County
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