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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LENDING STREET,LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
LENDING STREET,LLC |
| Address | 3440 BELL SUITE 326
AMARILLO, TX 79109 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 375 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $38,324,000 |
| Average Mortgage Loan Amount Applied For | $122,969 |
| Highest Mortgage Loan Amount Applied For | $480,000 |
| Average Applicant Income | $61,909 |
| Highest Applicant Income | $480,000 |
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| Home Improvement |
4 | $796,000 |
$199,000 | $374,000 |
$68,000 | $98,000 |
| Home Purchase |
948 | $93,694,000 |
$98,000 | $396,000 |
$33,000 | $480,000 |
| Refinancing |
122 | $12,867,000 |
$105,000 | $500,000 |
$65,000 | $361,000 |
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| American Indian or Alaskan Native |
2 | $151,000 |
$75,000 | $94,000 |
$61,000 | $75,000 |
| Asian |
7 | $742,000 |
$106,000 | $189,000 |
$48,000 | $108,000 |
| Black or African American |
20 | $1,679,000 |
$83,000 | $176,000 |
$40,000 | $91,000 |
| Hispanic |
198 | $15,378,000 |
$77,000 | $500,000 |
$40,000 | $336,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $229,000 |
$114,000 | $152,000 |
$39,000 | $50,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $272,000 |
$136,000 | $162,000 |
$46,000 | $49,000 |
| White |
843 | $88,906,000 |
$105,000 | $480,000 |
$35,000 | $480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
485 | $53,382,000 |
$110,000 | $500,000 |
$56,000 | $480,000 |
| FHA-insured (Federal Housing Administration) |
566 | $51,031,000 |
$90,000 | $289,000 |
$19,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
23 | $2,944,000 |
$128,000 | $260,000 |
$54,000 | $127,000 |
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| Application Approved But Not Accepted |
8 | $976,000 |
$122,000 | $189,000 |
$66,000 | $108,000 |
| Application Denied By Financial Institution |
8 | $669,000 |
$83,000 | $159,000 |
$58,000 | $76,000 |
| Application Withdrawn By Applicant |
62 | $6,092,000 |
$98,000 | $374,000 |
$62,000 | $144,000 |
| File Closed For Incompleteness |
839 | $84,479,000 |
$100,000 | $500,000 |
$29,000 | $480,000 |
| Loan Originated |
9 | $992,000 |
$110,000 | $292,000 |
$32,000 | $162,000 |
| Loan Purchased By The Institution |
141 | $13,652,000 |
$96,000 | $396,000 |
$64,000 | $361,000 |
| Preapproval Approved but not Accepted |
3 | $265,000 |
$88,000 | $146,000 |
$44,000 | $66,000 |
| Preapproval Denied by Financial Institution |
4 | $232,000 |
$58,000 | $80,000 |
$58,000 | $138,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
10 | $684,000 |
$68,000 | $159,000 |
$63,000 | $138,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LENDING STREET,LLC by:
Metropolitan Area And
County
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