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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LEOMINSTER CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
LEOMINSTER CREDIT UNION |
| Address | 20 ADAMS STREET
LEOMINSTER, MA 01453 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 352 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $46,739,000 |
| Average Mortgage Loan Amount Applied For | $211,222 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $75,777 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
148 | $8,604,000 |
$58,000 | $467,000 |
$74,000 | $245,000 |
| Home Purchase |
97 | $17,129,000 |
$176,000 | $600,000 |
$60,000 | $217,000 |
| Refinancing |
137 | $25,846,000 |
$188,000 | $500,000 |
$64,000 | $300,000 |
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| American Indian or Alaskan Native |
2 | $251,000 |
$125,000 | $226,000 |
$78,000 | $79,000 |
| Asian |
5 | $641,000 |
$128,000 | $254,000 |
$40,000 | $60,000 |
| Black or African American |
11 | $1,553,000 |
$141,000 | $463,000 |
$55,000 | $145,000 |
| Hispanic |
41 | $5,730,000 |
$139,000 | $360,000 |
$56,000 | $131,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $25,000 |
$25,000 | $25,000 |
$32,000 | $32,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $895,000 |
$149,000 | $390,000 |
$97,000 | $217,000 |
| White |
316 | $42,484,000 |
$134,000 | $600,000 |
$69,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
382 | $51,579,000 |
$135,000 | $600,000 |
$67,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $625,000 |
$104,000 | $204,000 |
$59,000 | $87,000 |
| Application Denied By Financial Institution |
56 | $8,827,000 |
$157,000 | $500,000 |
$47,000 | $101,000 |
| Application Withdrawn By Applicant |
34 | $5,375,000 |
$158,000 | $390,000 |
$78,000 | $300,000 |
| File Closed For Incompleteness |
7 | $1,207,000 |
$172,000 | $325,000 |
$58,000 | $95,000 |
| Loan Originated |
254 | $31,651,000 |
$124,000 | $600,000 |
$72,000 | $245,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
7 | $1,205,000 |
$172,000 | $280,000 |
$49,000 | $91,000 |
| Preapproval Denied by Financial Institution |
18 | $2,689,000 |
$149,000 | $300,000 |
$45,000 | $85,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LEOMINSTER CREDIT UNION by:
Metropolitan Area And
County
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