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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LINCOLN PARK SAVINGS & LOAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
LINCOLN PARK SAVINGS & LOAN |
| Address | 31 BOONTON TURNPIKE
LINCOLN PARK, NJ 07035 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 156 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,694,000 |
| Average Mortgage Loan Amount Applied For | $226,000 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $130,909 |
| Highest Applicant Income | $362,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
28 | $4,731,000 |
$168,000 | $650,000 |
$101,000 | $362,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
2 | $960,000 |
$480,000 | $510,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
126 | $20,003,000 |
$158,000 | $440,000 |
$123,000 | $274,000 |
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| American Indian or Alaskan Native |
1 | $220,000 |
$220,000 | $220,000 |
$65,000 | $65,000 |
| Asian or Pacific Islander |
6 | $970,000 |
$161,000 | $285,000 |
$173,000 | $274,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $237,000 |
$118,000 | $188,000 |
$64,000 | $108,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $450,000 |
$450,000 | $450,000 |
$0 | $0 |
| Other |
2 | $302,000 |
$151,000 | $217,000 |
$147,000 | $148,000 |
| White |
144 | $23,515,000 |
$163,000 | $650,000 |
$108,000 | $362,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
156 | $25,694,000 |
$164,000 | $650,000 |
$110,000 | $362,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $721,000 |
$120,000 | $162,000 |
$69,000 | $107,000 |
| Application Withdrawn By Applicant |
8 | $1,723,000 |
$215,000 | $405,000 |
$108,000 | $122,000 |
| File Closed For Incompleteness |
1 | $50,000 |
$50,000 | $50,000 |
$12,000 | $12,000 |
| Loan Originated |
141 | $23,200,000 |
$164,000 | $650,000 |
$122,000 | $362,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $273,000 |
$136,000 | $145,000 |
$84,000 | $107,000 |
| Debt-To-Income Ratio |
4 | $448,000 |
$112,000 | $162,000 |
$55,000 | $105,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LINCOLN PARK SAVINGS & LOAN by:
Metropolitan Area And
County
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