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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LINCOLN SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LINCOLN SAVINGS BANK |
| Address | 242 TOWER PARK DRIVE
WATERLOO, IA 50701 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 184 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,751,000 |
| Average Mortgage Loan Amount Applied For | $89,333 |
| Highest Mortgage Loan Amount Applied For | $661,000 |
| Average Applicant Income | $60,600 |
| Highest Applicant Income | $1,260,000 |
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| Home Improvement |
18 | $670,000 |
$37,000 | $155,000 |
$46,000 | $160,000 |
| Home Purchase |
59 | $3,935,000 |
$66,000 | $280,000 |
$54,000 | $1,260,000 |
| Refinancing |
107 | $9,146,000 |
$85,000 | $661,000 |
$56,000 | $250,000 |
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| American Indian or Alaskan Native |
1 | $100,000 |
$100,000 | $100,000 |
$100,000 | $100,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $197,000 |
$98,000 | $159,000 |
$72,000 | $121,000 |
| Hispanic |
2 | $104,000 |
$52,000 | $60,000 |
$60,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
29 | $2,560,000 |
$88,000 | $661,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
150 | $10,790,000 |
$71,000 | $430,000 |
$65,000 | $1,260,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
184 | $13,751,000 |
$74,000 | $661,000 |
$54,000 | $1,260,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $121,000 |
$60,000 | $76,000 |
$54,000 | $83,000 |
| Application Denied By Financial Institution |
14 | $883,000 |
$63,000 | $159,000 |
$36,000 | $121,000 |
| Application Withdrawn By Applicant |
2 | $89,000 |
$44,000 | $54,000 |
$20,000 | $24,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
166 | $12,658,000 |
$76,000 | $661,000 |
$56,000 | $1,260,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LINCOLN SAVINGS BANK by:
Metropolitan Area And
County
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