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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LISLE SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LISLE SAVINGS BANK |
| Address | 1450 MAPLE AVE
LISLE, IL 60532 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 264 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $56,202,000 |
| Average Mortgage Loan Amount Applied For | $410,000 |
| Highest Mortgage Loan Amount Applied For | $5,100,000 |
| Average Applicant Income | $98,111 |
| Highest Applicant Income | $881,000 |
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| Home Improvement |
18 | $1,311,000 |
$72,000 | $275,000 |
$109,000 | $330,000 |
| Home Purchase |
107 | $24,104,000 |
$225,000 | $788,000 |
$104,000 | $881,000 |
| Refinancing |
140 | $31,187,000 |
$222,000 | $5,100,000 |
$95,000 | $387,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
11 | $2,958,000 |
$268,000 | $510,000 |
$95,000 | $387,000 |
| Black or African American |
6 | $627,000 |
$104,000 | $234,000 |
$63,000 | $83,000 |
| Hispanic |
7 | $897,000 |
$128,000 | $264,000 |
$79,000 | $121,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $4,858,000 |
$269,000 | $664,000 |
$3,000 | $58,000 |
| Not Provided |
1 | $200,000 |
$200,000 | $200,000 |
$55,000 | $55,000 |
| White |
222 | $47,062,000 |
$211,000 | $5,100,000 |
$109,000 | $881,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
265 | $56,602,000 |
$213,000 | $5,100,000 |
$100,000 | $881,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $1,040,000 |
$208,000 | $300,000 |
$129,000 | $250,000 |
| Application Denied By Financial Institution |
3 | $681,000 |
$227,000 | $275,000 |
$82,000 | $155,000 |
| Application Withdrawn By Applicant |
7 | $1,143,000 |
$163,000 | $332,000 |
$96,000 | $214,000 |
| File Closed For Incompleteness |
1 | $170,000 |
$170,000 | $170,000 |
$139,000 | $139,000 |
| Loan Originated |
248 | $53,168,000 |
$214,000 | $5,100,000 |
$99,000 | $881,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $400,000 |
$400,000 | $400,000 |
$94,000 | $94,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $275,000 |
$275,000 | $275,000 |
$155,000 | $155,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $406,000 |
$203,000 | $262,000 |
$46,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LISLE SAVINGS BANK by:
Metropolitan Area And
County
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