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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LUTHER BURBANK SVG
Mortgage Loans and Application Details
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| Mortgage Company Name |
LUTHER BURBANK SVG |
| Address | 819 FOURTH STREET
SANTA ROSA, CA 95404 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 782 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $938,399,000 |
| Average Mortgage Loan Amount Applied For | $1,215,375 |
| Highest Mortgage Loan Amount Applied For | $10,875,000 |
| Average Applicant Income | $105,916 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
10 | $15,828,000 |
$1,582,000 | $4,582,000 |
$400,000 | $2,400,000 |
| Home Purchase |
373 | $452,648,000 |
$1,213,000 | $10,875,000 |
$129,000 | $9,999,000 |
| Refinancing |
399 | $469,923,000 |
$1,177,000 | $9,000,000 |
$214,000 | $9,999,000 |
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| American Indian or Alaskan Native |
1 | $417,000 |
$417,000 | $417,000 |
$114,000 | $114,000 |
| Asian |
48 | $46,011,000 |
$958,000 | $3,000,000 |
$88,000 | $1,692,000 |
| Black or African American |
12 | $8,981,000 |
$748,000 | $1,496,000 |
$80,000 | $540,000 |
| Hispanic |
40 | $36,273,000 |
$906,000 | $2,310,000 |
$66,000 | $709,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $2,300,000 |
$575,000 | $698,000 |
$38,000 | $154,000 |
| Not applicable |
269 | $369,212,000 |
$1,372,000 | $10,875,000 |
$8,000 | $1,400,000 |
| Not Provided |
75 | $79,987,000 |
$1,066,000 | $3,050,000 |
$163,000 | $1,185,000 |
| White |
333 | $395,218,000 |
$1,186,000 | $10,000,000 |
$344,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
782 | $938,399,000 |
$1,199,000 | $10,875,000 |
$175,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
37 | $55,321,000 |
$1,495,000 | $4,000,000 |
$408,000 | $2,000,000 |
| Application Denied By Financial Institution |
102 | $138,370,000 |
$1,356,000 | $4,040,000 |
$359,000 | $1,200,000 |
| Application Withdrawn By Applicant |
45 | $81,280,000 |
$1,806,000 | $10,000,000 |
$161,000 | $2,400,000 |
| File Closed For Incompleteness |
10 | $13,629,000 |
$1,362,000 | $2,500,000 |
$303,000 | $1,004,000 |
| Loan Originated |
577 | $636,159,000 |
$1,102,000 | $10,875,000 |
$130,000 | $9,999,000 |
| Loan Purchased By The Institution |
11 | $13,640,000 |
$1,240,000 | $2,451,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
21 | $29,385,000 |
$1,399,000 | $2,797,000 |
$476,000 | $1,200,000 |
| Credit Application Incomplete |
2 | $3,700,000 |
$1,850,000 | $2,725,000 |
$0 | $0 |
| Credit History |
15 | $24,332,000 |
$1,622,000 | $4,040,000 |
$411,000 | $1,200,000 |
| Debt-To-Income Ratio |
20 | $17,623,000 |
$881,000 | $2,770,000 |
$139,000 | $600,000 |
| Employment History |
1 | $570,000 |
$570,000 | $570,000 |
$240,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
38 | $57,655,000 |
$1,517,000 | $3,000,000 |
$434,000 | $1,185,000 |
| Unverifiable Information |
5 | $5,105,000 |
$1,021,000 | $1,744,000 |
$183,000 | $600,000 |
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Mortgage Loan App Totals for LUTHER BURBANK SVG by:
Metropolitan Area And
County
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