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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LYNNVILLE NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LYNNVILLE NATIONAL BANK |
| Address | 215 MAIN STREET
LYNNVILLE, IN 47619 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 202 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,862,000 |
| Average Mortgage Loan Amount Applied For | $85,666 |
| Highest Mortgage Loan Amount Applied For | $436,000 |
| Average Applicant Income | $67,166 |
| Highest Applicant Income | $333,000 |
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| Home Improvement |
39 | $3,957,000 |
$101,000 | $370,000 |
$74,000 | $333,000 |
| Home Purchase |
49 | $5,027,000 |
$102,000 | $436,000 |
$62,000 | $250,000 |
| Refinancing |
114 | $8,878,000 |
$77,000 | $396,000 |
$72,000 | $333,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $95,000 |
$95,000 | $95,000 |
$35,000 | $35,000 |
| Black or African American |
1 | $90,000 |
$90,000 | $90,000 |
$63,000 | $63,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $115,000 |
$115,000 | $115,000 |
$88,000 | $88,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
199 | $17,562,000 |
$88,000 | $436,000 |
$70,000 | $333,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
202 | $17,862,000 |
$88,000 | $436,000 |
$70,000 | $333,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
23 | $2,145,000 |
$93,000 | $436,000 |
$49,000 | $94,000 |
| Application Withdrawn By Applicant |
13 | $1,242,000 |
$95,000 | $218,000 |
$60,000 | $116,000 |
| File Closed For Incompleteness |
2 | $148,000 |
$74,000 | $100,000 |
$133,000 | $209,000 |
| Loan Originated |
164 | $14,327,000 |
$87,000 | $396,000 |
$73,000 | $333,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $473,000 |
$94,000 | $190,000 |
$44,000 | $80,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
12 | $880,000 |
$73,000 | $152,000 |
$48,000 | $89,000 |
| Debt-To-Income Ratio |
4 | $670,000 |
$167,000 | $436,000 |
$54,000 | $89,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $120,000 |
$120,000 | $120,000 |
$94,000 | $94,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $2,000 |
$2,000 | $2,000 |
$17,000 | $17,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LYNNVILLE NATIONAL BANK by:
Metropolitan Area And
County
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