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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MARINE BANK SPRINGFIELD
Mortgage Loans and Application Details
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| Mortgage Company Name |
MARINE BANK SPRINGFIELD |
| Address | 3120 ROBBINS ROAD
SPRINGFIELD, IL 62704 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,472 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $133,065,000 |
| Average Mortgage Loan Amount Applied For | $126,466 |
| Highest Mortgage Loan Amount Applied For | $1,050,000 |
| Average Applicant Income | $122,166 |
| Highest Applicant Income | $1,389,000 |
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| Home Improvement |
204 | $5,476,000 |
$26,000 | $425,000 |
$63,000 | $275,000 |
| Home Purchase |
844 | $78,457,000 |
$92,000 | $484,000 |
$73,000 | $1,389,000 |
| Refinancing |
424 | $49,132,000 |
$115,000 | $1,050,000 |
$75,000 | $1,018,000 |
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| American Indian or Alaskan Native |
2 | $54,000 |
$27,000 | $49,000 |
$50,000 | $67,000 |
| Asian |
6 | $1,572,000 |
$262,000 | $438,000 |
$139,000 | $368,000 |
| Black or African American |
41 | $2,629,000 |
$64,000 | $348,000 |
$66,000 | $321,000 |
| Hispanic |
2 | $201,000 |
$100,000 | $141,000 |
$54,000 | $65,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $26,000 |
$13,000 | $16,000 |
$45,000 | $82,000 |
| Not applicable |
14 | $2,057,000 |
$146,000 | $425,000 |
$78,000 | $332,000 |
| Not Provided |
95 | $3,898,000 |
$41,000 | $415,000 |
$62,000 | $276,000 |
| White |
1,310 | $122,628,000 |
$93,000 | $1,050,000 |
$73,000 | $1,389,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,428 | $127,879,000 |
$89,000 | $1,050,000 |
$73,000 | $1,389,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
44 | $5,186,000 |
$117,000 | $272,000 |
$55,000 | $108,000 |
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| Application Approved But Not Accepted |
62 | $4,625,000 |
$74,000 | $300,000 |
$70,000 | $500,000 |
| Application Denied By Financial Institution |
182 | $13,386,000 |
$73,000 | $435,000 |
$45,000 | $162,000 |
| Application Withdrawn By Applicant |
173 | $17,056,000 |
$98,000 | $1,050,000 |
$71,000 | $1,004,000 |
| File Closed For Incompleteness |
18 | $1,941,000 |
$107,000 | $290,000 |
$64,000 | $139,000 |
| Loan Originated |
1,037 | $96,057,000 |
$92,000 | $533,000 |
$78,000 | $1,389,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
11 | $936,000 |
$85,000 | $368,000 |
$69,000 | $162,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
121 | $8,429,000 |
$69,000 | $435,000 |
$41,000 | $104,000 |
| Debt-To-Income Ratio |
37 | $2,533,000 |
$68,000 | $305,000 |
$48,000 | $81,000 |
| Employment History |
1 | $69,000 |
$69,000 | $69,000 |
$17,000 | $17,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
12 | $1,419,000 |
$118,000 | $415,000 |
$66,000 | $98,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MARINE BANK SPRINGFIELD by:
Metropolitan Area And
County
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