|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
MCINTOSH STATE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
MCINTOSH STATE BANK |
| Address | 264 ALABAMA BLVD
JACKSON, GA 30233 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 491 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $53,777,000 |
| Average Mortgage Loan Amount Applied For | $165,125 |
| Highest Mortgage Loan Amount Applied For | $722,000 |
| Average Applicant Income | $52,437 |
| Highest Applicant Income | $567,000 |
|
|
|
| Home Improvement |
27 | $2,040,000 |
$75,000 | $303,000 |
$52,000 | $273,000 |
| Home Purchase |
231 | $28,003,000 |
$121,000 | $722,000 |
$26,000 | $567,000 |
| Refinancing |
233 | $23,734,000 |
$101,000 | $632,000 |
$54,000 | $357,000 |
|
|
| American Indian or Alaskan Native |
1 | $42,000 |
$42,000 | $42,000 |
$0 | $0 |
| Asian |
1 | $104,000 |
$104,000 | $104,000 |
$39,000 | $39,000 |
| Black or African American |
52 | $4,720,000 |
$90,000 | $300,000 |
$44,000 | $203,000 |
| Hispanic |
8 | $656,000 |
$82,000 | $174,000 |
$36,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
135 | $18,749,000 |
$138,000 | $722,000 |
$0 | $0 |
| Not Provided |
2 | $154,000 |
$77,000 | $94,000 |
$18,000 | $37,000 |
| White |
292 | $29,352,000 |
$100,000 | $691,000 |
$59,000 | $567,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
477 | $52,024,000 |
$109,000 | $722,000 |
$40,000 | $567,000 |
| FHA-insured (Federal Housing Administration) |
13 | $1,515,000 |
$116,000 | $231,000 |
$44,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $238,000 |
$238,000 | $238,000 |
$49,000 | $49,000 |
|
|
| Application Approved But Not Accepted |
12 | $1,759,000 |
$146,000 | $691,000 |
$39,000 | $113,000 |
| Application Denied By Financial Institution |
89 | $8,829,000 |
$99,000 | $238,000 |
$40,000 | $120,000 |
| Application Withdrawn By Applicant |
38 | $5,162,000 |
$135,000 | $540,000 |
$71,000 | $213,000 |
| File Closed For Incompleteness |
2 | $364,000 |
$182,000 | $238,000 |
$15,000 | $31,000 |
| Loan Originated |
350 | $37,663,000 |
$107,000 | $722,000 |
$38,000 | $567,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $75,000 |
$75,000 | $75,000 |
$77,000 | $77,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $367,000 |
$73,000 | $127,000 |
$42,000 | $71,000 |
| Debt-To-Income Ratio |
1 | $54,000 |
$54,000 | $54,000 |
$64,000 | $64,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for MCINTOSH STATE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
