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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MEMBERS LOAN SERVICES INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
MEMBERS LOAN SERVICES INC. |
| Address | 8555 AERO DRIVE SUITE 350 SAN DIEGO, CA 92123 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,527,000 |
| Average Mortgage Loan Amount Applied For | $360,777 |
| Highest Mortgage Loan Amount Applied For | $975,000 |
| Average Applicant Income | $162,888 |
| Highest Applicant Income | $999,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
22 | $8,150,000 |
$370,000 | $975,000 |
$208,000 | $999,000 |
| Refinancing |
20 | $7,870,000 |
$393,000 | $861,000 |
$121,000 | $578,000 |
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| American Indian or Alaskan Native |
1 | $250,000 |
$250,000 | $250,000 |
$30,000 | $30,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $2,668,000 |
$381,000 | $530,000 |
$124,000 | $334,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
12 | $3,544,000 |
$295,000 | $650,000 |
$157,000 | $999,000 |
| White |
22 | $9,558,000 |
$434,000 | $975,000 |
$192,000 | $999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
42 | $16,020,000 |
$381,000 | $975,000 |
$167,000 | $999,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $1,118,000 |
$372,000 | $500,000 |
$79,000 | $106,000 |
| Application Denied By Financial Institution |
7 | $2,733,000 |
$390,000 | $500,000 |
$50,000 | $74,000 |
| Application Withdrawn By Applicant |
13 | $5,490,000 |
$422,000 | $975,000 |
$191,000 | $999,000 |
| File Closed For Incompleteness |
6 | $1,494,000 |
$249,000 | $400,000 |
$84,000 | $166,000 |
| Loan Originated |
10 | $4,425,000 |
$442,000 | $975,000 |
$330,000 | $999,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $760,000 |
$253,000 | $360,000 |
$46,000 | $77,000 |
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| Collateral |
1 | $417,000 |
$417,000 | $417,000 |
$68,000 | $68,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $150,000 |
$150,000 | $150,000 |
$77,000 | $77,000 |
| Debt-To-Income Ratio |
7 | $2,584,000 |
$369,000 | $500,000 |
$39,000 | $74,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MEMBERS LOAN SERVICES INC. by:
Metropolitan Area And
County
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