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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MERIDIAN BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
MERIDIAN BANK, N.A. |
| Address | 16165 N 83RD AVE STE 200
PEORIA, AZ 85382 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 47 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,940,000 |
| Average Mortgage Loan Amount Applied For | $141,333 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $59,666 |
| Highest Applicant Income | $1,260,000 |
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| Home Improvement |
5 | $268,000 |
$53,000 | $100,000 |
$85,000 | $198,000 |
| Home Purchase |
34 | $5,924,000 |
$174,000 | $1,000,000 |
$89,000 | $1,260,000 |
| Refinancing |
8 | $1,748,000 |
$218,000 | $775,000 |
$46,000 | $136,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $332,000 |
$83,000 | $236,000 |
$55,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $2,383,000 |
$297,000 | $1,000,000 |
$0 | $0 |
| Not Provided |
3 | $712,000 |
$237,000 | $432,000 |
$133,000 | $306,000 |
| White |
32 | $4,513,000 |
$141,000 | $775,000 |
$100,000 | $1,260,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
47 | $7,940,000 |
$168,000 | $1,000,000 |
$81,000 | $1,260,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $79,000 |
$39,000 | $64,000 |
$25,000 | $37,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
45 | $7,861,000 |
$174,000 | $1,000,000 |
$84,000 | $1,260,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $15,000 |
$15,000 | $15,000 |
$37,000 | $37,000 |
| Debt-To-Income Ratio |
1 | $64,000 |
$64,000 | $64,000 |
$13,000 | $13,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MERIDIAN BANK, N.A. by:
Metropolitan Area And
County
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