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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MESA LOAN SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
MESA LOAN SERVICES, INC. |
| Address | 18141 IRVINE BLVD.
TUSTIN, CA 92780 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 184 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,226,000 |
| Average Mortgage Loan Amount Applied For | $131,310 |
| Highest Mortgage Loan Amount Applied For | $658,000 |
| Average Applicant Income | $111,620 |
| Highest Applicant Income | $600,000 |
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| Home Improvement |
1 | $22,000 |
$22,000 | $22,000 |
$47,000 | $47,000 |
| Home Purchase |
62 | $12,367,000 |
$133,666 | $650,000 |
$97,333 | $359,000 |
| Refinancing |
121 | $10,837,000 |
$117,000 | $658,000 |
$72,333 | $600,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
14 | $2,061,000 |
$104,500 | $560,000 |
$91,500 | $248,000 |
| Black or African American |
7 | $413,000 |
$59,000 | $83,000 |
$99,000 | $152,000 |
| Hispanic |
23 | $1,877,000 |
$81,000 | $310,000 |
$89,000 | $325,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $35,000 |
$35,000 | $35,000 |
$66,000 | $66,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
107 | $13,435,000 |
$121,000 | $658,000 |
$74,750 | $399,000 |
| White |
32 | $5,405,000 |
$168,000 | $650,000 |
$128,000 | $600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
184 | $23,226,000 |
$119,000 | $658,000 |
$74,000 | $600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $252,000 |
$50,000 | $100,000 |
$78,000 | $122,000 |
| Application Denied By Financial Institution |
94 | $12,843,000 |
$128,750 | $658,000 |
$75,750 | $399,000 |
| Application Withdrawn By Applicant |
72 | $9,407,000 |
$90,000 | $650,000 |
$91,500 | $600,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
13 | $724,000 |
$55,000 | $144,000 |
$100,000 | $171,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $148,000 |
$74,000 | $80,000 |
$73,000 | $98,000 |
| Credit Application Incomplete |
2 | $189,000 |
$94,000 | $100,000 |
$95,000 | $96,000 |
| Credit History |
32 | $4,004,000 |
$87,500 | $658,000 |
$82,500 | $399,000 |
| Debt-To-Income Ratio |
34 | $3,369,000 |
$77,500 | $500,000 |
$104,500 | $300,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
16 | $2,576,000 |
$157,500 | $499,000 |
$84,000 | $359,000 |
| Unverifiable Information |
7 | $2,347,000 |
$335,000 | $568,000 |
$215,000 | $319,000 |
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Mortgage Loan App Totals for MESA LOAN SERVICES, INC. by:
Metropolitan Area And
County
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