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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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METAIRIE BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
METAIRIE BANK & TRUST |
| Address | 3344 METAIRIE ROAD
METAIRIE, LA 70001 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 238 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $31,943,000 |
| Average Mortgage Loan Amount Applied For | $147,090 |
| Highest Mortgage Loan Amount Applied For | $1,610,000 |
| Average Applicant Income | $166,000 |
| Highest Applicant Income | $3,903,000 |
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| Home Improvement |
52 | $1,763,000 |
$33,000 | $106,000 |
$87,000 | $466,000 |
| Home Purchase |
107 | $20,555,000 |
$192,000 | $1,000,000 |
$171,000 | $1,800,000 |
| Refinancing |
79 | $9,625,000 |
$121,000 | $1,610,000 |
$129,000 | $3,903,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $521,000 |
$130,000 | $188,000 |
$61,000 | $171,000 |
| Black or African American |
9 | $435,000 |
$48,000 | $85,000 |
$63,000 | $125,000 |
| Hispanic |
8 | $476,000 |
$59,000 | $173,000 |
$50,000 | $86,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $260,000 |
$86,000 | $96,000 |
$692,000 | $1,800,000 |
| Not Provided |
2 | $150,000 |
$75,000 | $100,000 |
$51,000 | $61,000 |
| White |
212 | $30,101,000 |
$141,000 | $1,610,000 |
$139,000 | $3,903,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
238 | $31,943,000 |
$134,000 | $1,610,000 |
$139,000 | $3,903,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
14 | $1,307,000 |
$93,000 | $304,000 |
$62,000 | $163,000 |
| Application Withdrawn By Applicant |
8 | $592,000 |
$74,000 | $190,000 |
$79,000 | $260,000 |
| File Closed For Incompleteness |
1 | $36,000 |
$36,000 | $36,000 |
$34,000 | $34,000 |
| Loan Originated |
215 | $30,008,000 |
$139,000 | $1,610,000 |
$146,000 | $3,903,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $65,000 |
$32,000 | $40,000 |
$98,000 | $127,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $178,000 |
$59,000 | $100,000 |
$66,000 | $96,000 |
| Debt-To-Income Ratio |
7 | $749,000 |
$107,000 | $304,000 |
$61,000 | $163,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $95,000 |
$95,000 | $95,000 |
$25,000 | $25,000 |
| Unverifiable Information |
1 | $220,000 |
$220,000 | $220,000 |
$20,000 | $20,000 |
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Mortgage Loan App Totals for METAIRIE BANK & TRUST by:
Metropolitan Area And
County
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