|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
MID VALLEY SERVICES INC
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
MID VALLEY SERVICES INC |
| Address | 7644 N. PALM AVE
FRESNO, CA 93711 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 586 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $128,449,000 |
| Average Mortgage Loan Amount Applied For | $302,793 |
| Highest Mortgage Loan Amount Applied For | $819,000 |
| Average Applicant Income | $105,965 |
| Highest Applicant Income | $720,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
189 | $39,246,000 |
$207,000 | $692,000 |
$111,000 | $528,000 |
| Refinancing |
411 | $92,603,000 |
$225,000 | $819,000 |
$107,000 | $828,000 |
|
|
| American Indian or Alaskan Native |
3 | $1,218,000 |
$406,000 | $819,000 |
$163,000 | $226,000 |
| Asian |
35 | $6,829,000 |
$195,000 | $451,000 |
$101,000 | $270,000 |
| Black or African American |
38 | $7,574,000 |
$199,000 | $551,000 |
$144,000 | $267,000 |
| Hispanic |
249 | $52,766,000 |
$211,000 | $760,000 |
$90,000 | $526,000 |
| Native Hawaiin or Other Pacific Islander |
10 | $2,000,000 |
$200,000 | $586,000 |
$149,000 | $331,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
30 | $7,227,000 |
$240,000 | $725,000 |
$105,000 | $333,000 |
| White |
235 | $54,235,000 |
$230,000 | $766,000 |
$121,000 | $828,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
600 | $131,849,000 |
$219,000 | $819,000 |
$108,000 | $828,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
64 | $13,944,000 |
$217,000 | $650,000 |
$111,000 | $828,000 |
| Application Denied By Financial Institution |
24 | $7,037,000 |
$293,000 | $760,000 |
$96,000 | $163,000 |
| Application Withdrawn By Applicant |
44 | $9,792,000 |
$222,000 | $720,000 |
$111,000 | $336,000 |
| File Closed For Incompleteness |
2 | $486,000 |
$243,000 | $279,000 |
$70,000 | $85,000 |
| Loan Originated |
466 | $100,590,000 |
$215,000 | $819,000 |
$108,000 | $720,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $980,000 |
$326,000 | $464,000 |
$126,000 | $134,000 |
| Debt-To-Income Ratio |
1 | $149,000 |
$149,000 | $149,000 |
$27,000 | $27,000 |
| Employment History |
1 | $166,000 |
$166,000 | $166,000 |
$76,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $828,000 |
$276,000 | $424,000 |
$40,000 | $87,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for MID VALLEY SERVICES INC by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
