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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MIDAMERICAN BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
MIDAMERICAN BANK & TRUST |
| Address | 401 DELAWARE
LEAVENWORTH, KS 66048 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 101 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,780,000 |
| Average Mortgage Loan Amount Applied For | $140,333 |
| Highest Mortgage Loan Amount Applied For | $425,000 |
| Average Applicant Income | $121,166 |
| Highest Applicant Income | $422,000 |
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| Home Improvement |
22 | $858,000 |
$39,000 | $200,000 |
$74,000 | $422,000 |
| Home Purchase |
42 | $3,590,000 |
$85,000 | $332,000 |
$66,000 | $279,000 |
| Refinancing |
38 | $2,338,000 |
$61,000 | $425,000 |
$67,000 | $375,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
9 | $314,000 |
$34,000 | $79,000 |
$58,000 | $96,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $789,000 |
$112,000 | $332,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
86 | $5,683,000 |
$66,000 | $425,000 |
$75,000 | $422,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
102 | $6,786,000 |
$66,000 | $425,000 |
$68,000 | $422,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $11,000 |
$5,000 | $6,000 |
$32,000 | $34,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
100 | $6,775,000 |
$67,000 | $425,000 |
$69,000 | $422,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $6,000 |
$6,000 | $6,000 |
$30,000 | $30,000 |
| Debt-To-Income Ratio |
1 | $5,000 |
$5,000 | $5,000 |
$34,000 | $34,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MIDAMERICAN BANK & TRUST by:
Metropolitan Area And
County
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