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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MIRAD FINANCIAL GROUP
Mortgage Loans and Application Details
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| Mortgage Company Name |
MIRAD FINANCIAL GROUP |
| Address | 16885 WEST BERNARDO DRIVE, SUITE 230
SAN DIEGO, CA 92127 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 1,440 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $249,713,000 |
| Average Mortgage Loan Amount Applied For | $207,148 |
| Highest Mortgage Loan Amount Applied For | $1,268,000 |
| Average Applicant Income | $99,925 |
| Highest Applicant Income | $1,220,000 |
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| Home Improvement |
10 | $1,963,000 |
$198,500 | $409,000 |
$34,000 | $168,000 |
| Home Purchase |
1,038 | $174,940,000 |
$184,333 | $1,268,000 |
$99,666 | $615,000 |
| Refinancing |
392 | $72,810,000 |
$141,333 | $999,000 |
$94,000 | $1,220,000 |
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| American Indian or Alaskan Native |
16 | $2,948,000 |
$123,500 | $596,000 |
$166,500 | $277,000 |
| Asian |
101 | $20,548,000 |
$186,500 | $650,000 |
$87,500 | $615,000 |
| Black or African American |
70 | $12,553,000 |
$168,000 | $763,000 |
$89,500 | $300,000 |
| Hispanic |
413 | $71,803,000 |
$163,500 | $736,000 |
$61,500 | $468,000 |
| Native Hawaiin or Other Pacific Islander |
67 | $10,494,000 |
$151,500 | $756,000 |
$79,500 | $258,000 |
| Not applicable |
21 | $3,567,000 |
$121,000 | $380,000 |
$66,333 | $154,000 |
| Not Provided |
100 | $17,164,000 |
$170,500 | $520,000 |
$150,500 | $1,080,000 |
| White |
652 | $110,636,000 |
$194,666 | $1,268,000 |
$100,333 | $1,220,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,439 | $249,658,000 |
$153,500 | $1,268,000 |
$93,500 | $1,220,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $55,000 |
$55,000 | $55,000 |
$86,000 | $86,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
1,440 | $249,713,000 |
$153,500 | $1,268,000 |
$93,500 | $1,220,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MIRAD FINANCIAL GROUP by:
Metropolitan Area And
County
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