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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MIRAMAR FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
MIRAMAR FEDERAL CREDIT UNION |
| Address | 9494 MIRAMAR ROAD
SAN DIEGO, CA 92126 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 54 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,078,000 |
| Average Mortgage Loan Amount Applied For | $74,000 |
| Highest Mortgage Loan Amount Applied For | $950,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $287,000 |
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| Home Improvement |
32 | $3,762,000 |
$117,000 | $950,000 |
$111,000 | $258,000 |
| Home Purchase |
3 | $717,000 |
$239,000 | $400,000 |
$150,000 | $171,000 |
| Refinancing |
19 | $1,599,000 |
$84,000 | $320,000 |
$106,000 | $287,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
10 | $1,380,000 |
$138,000 | $415,000 |
$96,000 | $152,000 |
| Black or African American |
2 | $38,000 |
$19,000 | $25,000 |
$65,000 | $104,000 |
| Hispanic |
1 | $35,000 |
$35,000 | $35,000 |
$115,000 | $115,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $50,000 |
$50,000 | $50,000 |
$100,000 | $100,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $75,000 |
$75,000 | $75,000 |
$133,000 | $133,000 |
| White |
39 | $4,500,000 |
$115,000 | $950,000 |
$117,000 | $287,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
54 | $6,078,000 |
$112,000 | $950,000 |
$111,000 | $287,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
4 | $790,000 |
$197,000 | $415,000 |
$103,000 | $185,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
50 | $5,288,000 |
$105,000 | $950,000 |
$112,000 | $287,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MIRAMAR FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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