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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MONEYONE, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
MONEYONE, INC |
| Address | 2100 WATT AVENUE #155
SACRAMENTO, CA 95825 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 523 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $132,418,000 |
| Average Mortgage Loan Amount Applied For | $235,750 |
| Highest Mortgage Loan Amount Applied For | $1,228,000 |
| Average Applicant Income | $108,318 |
| Highest Applicant Income | $930,000 |
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| Home Improvement |
2 | $290,000 |
$145,000 | $150,000 |
$95,000 | $122,000 |
| Home Purchase |
132 | $34,347,000 |
$260,000 | $1,228,000 |
$131,000 | $720,000 |
| Refinancing |
389 | $97,781,000 |
$251,000 | $1,200,000 |
$99,000 | $930,000 |
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| American Indian or Alaskan Native |
2 | $559,000 |
$279,000 | $504,000 |
$245,000 | $270,000 |
| Asian |
16 | $4,001,000 |
$250,000 | $520,000 |
$115,000 | $275,000 |
| Black or African American |
82 | $21,214,000 |
$258,000 | $752,000 |
$99,000 | $304,000 |
| Hispanic |
57 | $13,690,000 |
$240,000 | $715,000 |
$89,000 | $201,000 |
| Native Hawaiin or Other Pacific Islander |
10 | $2,343,000 |
$234,000 | $537,000 |
$102,000 | $155,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
28 | $9,217,000 |
$329,000 | $1,228,000 |
$124,000 | $379,000 |
| White |
328 | $81,394,000 |
$248,000 | $1,200,000 |
$110,000 | $930,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
523 | $132,418,000 |
$253,000 | $1,228,000 |
$107,000 | $930,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
32 | $10,337,000 |
$323,000 | $1,040,000 |
$102,000 | $456,000 |
| Application Withdrawn By Applicant |
309 | $79,939,000 |
$258,000 | $1,228,000 |
$96,000 | $930,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
182 | $42,142,000 |
$231,000 | $1,200,000 |
$127,000 | $631,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $2,100,000 |
$350,000 | $577,000 |
$101,000 | $204,000 |
| Credit Application Incomplete |
1 | $724,000 |
$724,000 | $724,000 |
$230,000 | $230,000 |
| Credit History |
18 | $6,157,000 |
$342,000 | $1,040,000 |
$101,000 | $456,000 |
| Debt-To-Income Ratio |
2 | $458,000 |
$229,000 | $240,000 |
$74,000 | $84,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $417,000 |
$139,000 | $325,000 |
$80,000 | $96,000 |
| Unverifiable Information |
2 | $481,000 |
$240,000 | $438,000 |
$104,000 | $131,000 |
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Mortgage Loan App Totals for MONEYONE, INC by:
Metropolitan Area And
County
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