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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MUTUAL SAVINGS ASSOCIATION, FS
Mortgage Loans and Application Details
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| Mortgage Company Name |
MUTUAL SAVINGS ASSOCIATION, FS |
| Address | 100 S. 4TH ST. , P.O. BOX 949
LEAVENWORTH, KS 66048 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 210 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,864,000 |
| Average Mortgage Loan Amount Applied For | $187,700 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $646,000 |
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| Home Improvement |
49 | $2,449,000 |
$49,000 | $232,000 |
$72,000 | $204,000 |
| Home Purchase |
76 | $10,044,000 |
$132,000 | $996,000 |
$68,000 | $417,000 |
| Refinancing |
99 | $12,039,000 |
$121,000 | $1,100,000 |
$70,000 | $646,000 |
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| American Indian or Alaskan Native |
3 | $464,000 |
$154,000 | $230,000 |
$60,000 | $79,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $221,000 |
$44,000 | $105,000 |
$42,000 | $102,000 |
| Hispanic |
1 | $235,000 |
$235,000 | $235,000 |
$27,000 | $27,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $3,476,000 |
$267,000 | $1,100,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
202 | $20,136,000 |
$99,000 | $996,000 |
$75,000 | $646,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
223 | $24,330,000 |
$109,000 | $1,100,000 |
$70,000 | $646,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $202,000 |
$202,000 | $202,000 |
$76,000 | $76,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
39 | $3,072,000 |
$78,000 | $411,000 |
$50,000 | $201,000 |
| Application Withdrawn By Applicant |
15 | $1,683,000 |
$112,000 | $305,000 |
$70,000 | $200,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
167 | $19,695,000 |
$117,000 | $1,100,000 |
$75,000 | $646,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $82,000 |
$27,000 | $80,000 |
$43,000 | $62,000 |
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| Collateral |
4 | $570,000 |
$142,000 | $200,000 |
$69,000 | $110,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
26 | $1,571,000 |
$60,000 | $230,000 |
$48,000 | $122,000 |
| Debt-To-Income Ratio |
11 | $1,012,000 |
$92,000 | $411,000 |
$49,000 | $201,000 |
| Employment History |
1 | $1,000 |
$1,000 | $1,000 |
$31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MUTUAL SAVINGS ASSOCIATION, FS by:
Metropolitan Area And
County
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