|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
NASA FEDERAL CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
NASA FEDERAL CREDIT UNION |
| Address | 500 PRINCE GEORGE'S BLVD
UPPER MARLBORO, MD 20772 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 467 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $88,001,000 |
| Average Mortgage Loan Amount Applied For | $154,900 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $98,580 |
| Highest Applicant Income | $1,068,000 |
|
|
|
| Home Improvement |
160 | $10,285,000 |
$64,000 | $560,000 |
$105,000 | $331,000 |
| Home Purchase |
90 | $21,877,000 |
$243,000 | $900,000 |
$100,000 | $266,000 |
| Refinancing |
217 | $55,839,000 |
$257,000 | $800,000 |
$99,000 | $1,068,000 |
|
|
| American Indian or Alaskan Native |
1 | $121,000 |
$121,000 | $121,000 |
$47,000 | $47,000 |
| Asian |
6 | $1,102,000 |
$183,000 | $240,000 |
$81,000 | $96,000 |
| Black or African American |
59 | $14,706,000 |
$249,000 | $900,000 |
$105,000 | $1,068,000 |
| Hispanic |
4 | $1,544,000 |
$386,000 | $480,000 |
$116,000 | $169,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $75,000 |
$75,000 | $75,000 |
$159,000 | $159,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
235 | $40,616,000 |
$172,000 | $698,000 |
$101,000 | $286,000 |
| White |
161 | $29,837,000 |
$185,000 | $800,000 |
$101,000 | $374,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
467 | $88,001,000 |
$188,000 | $900,000 |
$101,000 | $1,068,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
10 | $2,717,000 |
$271,000 | $500,000 |
$100,000 | $209,000 |
| Application Denied By Financial Institution |
26 | $6,808,000 |
$261,000 | $432,000 |
$120,000 | $1,068,000 |
| Application Withdrawn By Applicant |
39 | $13,194,000 |
$338,000 | $900,000 |
$110,000 | $266,000 |
| File Closed For Incompleteness |
13 | $2,748,000 |
$211,000 | $400,000 |
$83,000 | $159,000 |
| Loan Originated |
379 | $62,534,000 |
$164,000 | $704,000 |
$100,000 | $374,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $128,000 |
$128,000 | $128,000 |
$1,068,000 | $1,068,000 |
| Credit Application Incomplete |
1 | $240,000 |
$240,000 | $240,000 |
$90,000 | $90,000 |
| Credit History |
10 | $2,498,000 |
$249,000 | $403,000 |
$75,000 | $129,000 |
| Debt-To-Income Ratio |
12 | $3,397,000 |
$283,000 | $432,000 |
$86,000 | $190,000 |
| Employment History |
1 | $395,000 |
$395,000 | $395,000 |
$60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $150,000 |
$150,000 | $150,000 |
$106,000 | $106,000 |
|
Mortgage Loan App Totals for NASA FEDERAL CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
