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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NATIONAL AMERICAN MORTGAGE, LL
Mortgage Loans and Application Details
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| Mortgage Company Name |
NATIONAL AMERICAN MORTGAGE, LL |
| Address | 3232 NEWMARK DR.
MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 221 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $85,353,000 |
| Average Mortgage Loan Amount Applied For | $428,888 |
| Highest Mortgage Loan Amount Applied For | $2,400,000 |
| Average Applicant Income | $116,444 |
| Highest Applicant Income | $1,536,000 |
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| Home Improvement |
5 | $1,051,000 |
$210,000 | $257,000 |
$92,000 | $166,000 |
| Home Purchase |
157 | $67,593,000 |
$430,000 | $2,400,000 |
$136,000 | $1,536,000 |
| Refinancing |
59 | $16,709,000 |
$283,000 | $649,000 |
$96,000 | $354,000 |
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| American Indian or Alaskan Native |
2 | $679,000 |
$339,000 | $395,000 |
$112,000 | $224,000 |
| Asian |
6 | $2,944,000 |
$490,000 | $1,500,000 |
$270,000 | $845,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
24 | $10,205,000 |
$425,000 | $1,950,000 |
$94,000 | $240,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $904,000 |
$301,000 | $352,000 |
$22,000 | $66,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
31 | $17,668,000 |
$569,000 | $2,400,000 |
$184,000 | $631,000 |
| White |
155 | $52,953,000 |
$341,000 | $1,500,000 |
$114,000 | $1,536,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
218 | $84,932,000 |
$389,000 | $2,400,000 |
$126,000 | $1,536,000 |
| FHA-insured (Federal Housing Administration) |
2 | $288,000 |
$144,000 | $207,000 |
$38,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $133,000 |
$133,000 | $133,000 |
$40,000 | $40,000 |
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| Application Approved But Not Accepted |
30 | $12,179,000 |
$405,000 | $1,950,000 |
$71,000 | $228,000 |
| Application Denied By Financial Institution |
16 | $6,511,000 |
$406,000 | $2,400,000 |
$145,000 | $631,000 |
| Application Withdrawn By Applicant |
18 | $4,878,000 |
$271,000 | $600,000 |
$121,000 | $354,000 |
| File Closed For Incompleteness |
14 | $4,697,000 |
$335,000 | $720,000 |
$194,000 | $354,000 |
| Loan Originated |
142 | $56,881,000 |
$400,000 | $2,400,000 |
$128,000 | $1,536,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $207,000 |
$207,000 | $207,000 |
$36,000 | $36,000 |
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| Collateral |
2 | $465,000 |
$232,000 | $250,000 |
$105,000 | $111,000 |
| Credit Application Incomplete |
6 | $2,226,000 |
$371,000 | $525,000 |
$136,000 | $204,000 |
| Credit History |
4 | $797,000 |
$199,000 | $387,000 |
$67,000 | $139,000 |
| Debt-To-Income Ratio |
5 | $3,230,000 |
$646,000 | $2,400,000 |
$213,000 | $631,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NATIONAL AMERICAN MORTGAGE, LL by:
Metropolitan Area And
County
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