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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NATIONAL BANK OF ARKANSAS
Mortgage Loans and Application Details
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| Mortgage Company Name |
NATIONAL BANK OF ARKANSAS |
| Address | 4004 MCCAIN BLVD
NORTH LITTLE ROCK, AR 72116 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 691 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $80,750,000 |
| Average Mortgage Loan Amount Applied For | $122,816 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $157,535 |
| Highest Applicant Income | $5,229,000 |
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| Home Improvement |
17 | $1,099,000 |
$64,000 | $233,000 |
$63,000 | $275,000 |
| Home Purchase |
496 | $56,714,000 |
$114,000 | $1,500,000 |
$132,000 | $5,229,000 |
| Refinancing |
178 | $22,937,000 |
$128,000 | $1,000,000 |
$145,000 | $1,325,000 |
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| American Indian or Alaskan Native |
1 | $83,000 |
$83,000 | $83,000 |
$47,000 | $47,000 |
| Asian |
17 | $1,810,000 |
$106,000 | $325,000 |
$85,000 | $176,000 |
| Black or African American |
110 | $14,262,000 |
$129,000 | $490,000 |
$102,000 | $264,000 |
| Hispanic |
62 | $6,039,000 |
$97,000 | $378,000 |
$137,000 | $1,100,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $718,000 |
$119,000 | $194,000 |
$116,000 | $128,000 |
| Not applicable |
5 | $199,000 |
$39,000 | $60,000 |
$278,000 | $1,000,000 |
| Not Provided |
41 | $4,917,000 |
$119,000 | $492,000 |
$112,000 | $318,000 |
| White |
449 | $52,722,000 |
$117,000 | $1,500,000 |
$143,000 | $5,229,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
647 | $75,970,000 |
$117,000 | $1,500,000 |
$139,000 | $5,229,000 |
| FHA-insured (Federal Housing Administration) |
36 | $3,612,000 |
$100,000 | $200,000 |
$46,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
8 | $1,168,000 |
$146,000 | $191,000 |
$52,000 | $91,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
113 | $14,672,000 |
$129,000 | $1,500,000 |
$240,000 | $5,229,000 |
| Application Withdrawn By Applicant |
187 | $22,730,000 |
$121,000 | $603,000 |
$114,000 | $1,100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
391 | $43,348,000 |
$110,000 | $1,000,000 |
$112,000 | $1,325,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
22 | $3,075,000 |
$139,000 | $332,000 |
$351,000 | $679,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
23 | $2,489,000 |
$108,000 | $446,000 |
$85,000 | $186,000 |
| Debt-To-Income Ratio |
5 | $1,012,000 |
$202,000 | $440,000 |
$147,000 | $252,000 |
| Employment History |
7 | $590,000 |
$84,000 | $212,000 |
$76,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
25 | $3,142,000 |
$125,000 | $341,000 |
$479,000 | $5,229,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
27 | $4,088,000 |
$151,000 | $1,500,000 |
$137,000 | $780,000 |
| Unverifiable Information |
4 | $276,000 |
$69,000 | $113,000 |
$119,000 | $126,000 |
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Mortgage Loan App Totals for NATIONAL BANK OF ARKANSAS by:
Metropolitan Area And
County
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