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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NATIONAL BANK OF KANSAS CITY
Mortgage Loans and Application Details
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| Mortgage Company Name |
NATIONAL BANK OF KANSAS CITY |
| Address | 10700 NALL AVE
OVERLAND PARK, KS 66211 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,383 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $927,497,000 |
| Average Mortgage Loan Amount Applied For | $228,499 |
| Highest Mortgage Loan Amount Applied For | $1,375,000 |
| Average Applicant Income | $126,817 |
| Highest Applicant Income | $6,480,000 |
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| Home Improvement |
17 | $5,536,000 |
$325,000 | $1,000,000 |
$138,000 | $289,000 |
| Home Purchase |
2,932 | $572,475,000 |
$195,000 | $1,000,000 |
$115,000 | $6,480,000 |
| Refinancing |
1,434 | $349,486,000 |
$243,000 | $1,375,000 |
$116,000 | $1,645,000 |
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| American Indian or Alaskan Native |
24 | $5,151,000 |
$214,000 | $650,000 |
$91,000 | $286,000 |
| Asian |
190 | $53,568,000 |
$281,000 | $1,000,000 |
$123,000 | $444,000 |
| Black or African American |
118 | $21,151,000 |
$179,000 | $643,000 |
$87,000 | $275,000 |
| Hispanic |
202 | $38,410,000 |
$190,000 | $550,000 |
$84,000 | $515,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $2,300,000 |
$255,000 | $417,000 |
$131,000 | $200,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
928 | $213,786,000 |
$230,000 | $1,375,000 |
$123,000 | $956,000 |
| White |
2,912 | $593,131,000 |
$203,000 | $1,125,000 |
$116,000 | $6,480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,664 | $801,805,000 |
$218,000 | $1,375,000 |
$125,000 | $6,480,000 |
| FHA-insured (Federal Housing Administration) |
248 | $26,996,000 |
$108,000 | $258,000 |
$47,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
19 | $2,323,000 |
$122,000 | $216,000 |
$42,000 | $67,000 |
| VA-guaranteed (Veterans Administration) |
452 | $96,373,000 |
$213,000 | $417,000 |
$75,000 | $286,000 |
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| Application Approved But Not Accepted |
68 | $15,167,000 |
$223,000 | $800,000 |
$122,000 | $1,020,000 |
| Application Denied By Financial Institution |
101 | $14,149,000 |
$140,000 | $480,000 |
$73,000 | $296,000 |
| Application Withdrawn By Applicant |
508 | $103,715,000 |
$204,000 | $1,260,000 |
$100,000 | $1,645,000 |
| File Closed For Incompleteness |
1 | $212,000 |
$212,000 | $212,000 |
$75,000 | $75,000 |
| Loan Originated |
3,704 | $794,230,000 |
$214,000 | $1,375,000 |
$118,000 | $6,480,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $24,000 |
$24,000 | $24,000 |
$30,000 | $30,000 |
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| Collateral |
18 | $3,046,000 |
$169,000 | $336,000 |
$104,000 | $179,000 |
| Credit Application Incomplete |
1 | $129,000 |
$129,000 | $129,000 |
$0 | $0 |
| Credit History |
40 | $4,299,000 |
$107,000 | $290,000 |
$58,000 | $186,000 |
| Debt-To-Income Ratio |
15 | $2,161,000 |
$144,000 | $368,000 |
$72,000 | $144,000 |
| Employment History |
3 | $430,000 |
$143,000 | $285,000 |
$87,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $1,065,000 |
$177,000 | $386,000 |
$76,000 | $166,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $1,983,000 |
$180,000 | $480,000 |
$73,000 | $296,000 |
| Unverifiable Information |
8 | $1,060,000 |
$132,000 | $240,000 |
$77,000 | $135,000 |
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Mortgage Loan App Totals for NATIONAL BANK OF KANSAS CITY by:
Metropolitan Area And
County
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