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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NATIONAL BANK OF MALVERN
Mortgage Loans and Application Details
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| Mortgage Company Name |
NATIONAL BANK OF MALVERN |
| Address | P.O. BOX 38
MALVERN, PA 19355 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,047,000 |
| Average Mortgage Loan Amount Applied For | $96,000 |
| Highest Mortgage Loan Amount Applied For | $936,000 |
| Average Applicant Income | $49,000 |
| Highest Applicant Income | $239,000 |
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| Home Improvement |
16 | $720,000 |
$45,000 | $100,000 |
$89,000 | $239,000 |
| Home Purchase |
12 | $3,530,000 |
$294,000 | $936,000 |
$60,000 | $129,000 |
| Refinancing |
8 | $797,000 |
$99,000 | $275,000 |
$31,000 | $64,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $58,000 |
$29,000 | $50,000 |
$20,000 | $24,000 |
| Hispanic |
1 | $80,000 |
$80,000 | $80,000 |
$43,000 | $43,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
33 | $4,909,000 |
$148,000 | $936,000 |
$70,000 | $239,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
36 | $5,047,000 |
$140,000 | $936,000 |
$66,000 | $239,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $460,000 |
$115,000 | $230,000 |
$76,000 | $239,000 |
| Application Withdrawn By Applicant |
1 | $70,000 |
$70,000 | $70,000 |
$112,000 | $112,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
31 | $4,517,000 |
$145,000 | $936,000 |
$64,000 | $239,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $150,000 |
$150,000 | $150,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $50,000 |
$50,000 | $50,000 |
$31,000 | $31,000 |
| Debt-To-Income Ratio |
1 | $230,000 |
$230,000 | $230,000 |
$36,000 | $36,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $30,000 |
$30,000 | $30,000 |
$239,000 | $239,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NATIONAL BANK OF MALVERN by:
Metropolitan Area And
County
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