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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NATIONAL BK OF SOUTH CAROLINA
Mortgage Loans and Application Details
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| Mortgage Company Name |
NATIONAL BK OF SOUTH CAROLINA |
| Address | PO BOX 1798
SUMTER, SC 29151-1798 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 474 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $67,664,000 |
| Average Mortgage Loan Amount Applied For | $223,638 |
| Highest Mortgage Loan Amount Applied For | $1,900,000 |
| Average Applicant Income | $152,277 |
| Highest Applicant Income | $3,082,000 |
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| Home Improvement |
40 | $1,556,000 |
$38,000 | $380,000 |
$108,000 | $1,980,000 |
| Home Purchase |
174 | $34,363,000 |
$197,000 | $1,725,000 |
$151,000 | $1,821,000 |
| Refinancing |
260 | $31,745,000 |
$122,000 | $1,900,000 |
$93,000 | $3,082,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $1,080,000 |
$540,000 | $985,000 |
$247,000 | $342,000 |
| Black or African American |
55 | $3,559,000 |
$64,000 | $1,036,000 |
$55,000 | $381,000 |
| Hispanic |
4 | $499,000 |
$124,000 | $274,000 |
$33,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
78 | $10,061,000 |
$128,000 | $1,100,000 |
$0 | $0 |
| Not Provided |
1 | $25,000 |
$25,000 | $25,000 |
$72,000 | $72,000 |
| White |
334 | $52,440,000 |
$157,000 | $1,900,000 |
$153,000 | $3,082,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
474 | $67,664,000 |
$142,000 | $1,900,000 |
$116,000 | $3,082,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $133,000 |
$33,000 | $61,000 |
$36,000 | $72,000 |
| Application Denied By Financial Institution |
13 | $463,000 |
$35,000 | $106,000 |
$42,000 | $138,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
457 | $67,068,000 |
$146,000 | $1,900,000 |
$118,000 | $3,082,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $282,000 |
$35,000 | $106,000 |
$51,000 | $138,000 |
| Debt-To-Income Ratio |
5 | $181,000 |
$36,000 | $74,000 |
$29,000 | $47,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NATIONAL BK OF SOUTH CAROLINA by:
Metropolitan Area And
County
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