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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NATIONAL CITY BANK OF KENTUCKY
Mortgage Loans and Application Details
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| Mortgage Company Name |
NATIONAL CITY BANK OF KENTUCKY |
| Address | 1900 EAST NINTH ST. LOC: 01-3013
CLEVELAND, OH 44114 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 143 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $57,286,000 |
| Average Mortgage Loan Amount Applied For | $477,317 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $2,219 |
| Highest Applicant Income | $490,000 |
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| Home Improvement |
1 | $456,000 |
$456,000 | $456,000 |
$0 | $0 |
| Home Purchase |
105 | $38,047,000 |
$413,875 | $1,800,000 |
$937 | $201,000 |
| Refinancing |
37 | $18,783,000 |
$647,500 | $2,000,000 |
$7,750 | $490,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
138 | $56,242,000 |
$428,312 | $2,000,000 |
$0 | $0 |
| Not Provided |
3 | $426,000 |
$142,000 | $253,000 |
$177,000 | $490,000 |
| White |
2 | $618,000 |
$309,000 | $488,000 |
$143,000 | $201,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
143 | $57,286,000 |
$427,875 | $2,000,000 |
$1,375 | $490,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
9 | $2,343,000 |
$260,000 | $500,000 |
$128,000 | $490,000 |
| Loan Purchased By The Institution |
134 | $54,943,000 |
$428,437 | $2,000,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NATIONAL CITY BANK OF KENTUCKY by:
Metropolitan Area And
County
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