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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NATIONAL CITY BANK OF THE MIDW
Mortgage Loans and Application Details
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| Mortgage Company Name |
NATIONAL CITY BANK OF THE MIDW |
| Address | 1900 EAST NINTH
CLEVELAND, OH 44114 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 389 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $126,458,000 |
| Average Mortgage Loan Amount Applied For | $479,670 |
| Highest Mortgage Loan Amount Applied For | $10,000,000 |
| Average Applicant Income | $5,597 |
| Highest Applicant Income | $943,000 |
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| Home Improvement |
20 | $8,640,000 |
$404,000 | $1,300,000 |
$75,000 | $450,000 |
| Home Purchase |
297 | $89,259,000 |
$1,049,230 | $10,000,000 |
$846 | $202,000 |
| Refinancing |
72 | $28,559,000 |
$1,056,142 | $3,300,000 |
$10,000 | $943,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $92,000 |
$92,000 | $92,000 |
$104,000 | $104,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
371 | $123,807,000 |
$1,209,533 | $10,000,000 |
$0 | $0 |
| Not Provided |
2 | $500,000 |
$250,000 | $400,000 |
$696,500 | $943,000 |
| White |
15 | $2,059,000 |
$137,000 | $624,000 |
$118,000 | $202,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
389 | $126,458,000 |
$1,209,533 | $10,000,000 |
$6,400 | $943,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $1,435,000 |
$102,000 | $288,000 |
$97,000 | $200,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $92,000 |
$92,000 | $92,000 |
$104,000 | $104,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
3 | $1,515,000 |
$478,500 | $1,015,000 |
$460,500 | $943,000 |
| Loan Purchased By The Institution |
371 | $123,416,000 |
$1,209,400 | $10,000,000 |
$266 | $202,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NATIONAL CITY BANK OF THE MIDW by:
Metropolitan Area And
County
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