|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
NATIONSHERITAGE FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
NATIONSHERITAGE FCU |
| Address | 607 PLEASANT STREET
ATTLEBORO, MA 02703 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 179 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,919,000 |
| Average Mortgage Loan Amount Applied For | $140,391 |
| Highest Mortgage Loan Amount Applied For | $670,000 |
| Average Applicant Income | $74,565 |
| Highest Applicant Income | $286,000 |
|
|
|
| Home Improvement |
39 | $2,494,000 |
$63,000 | $347,000 |
$82,000 | $286,000 |
| Home Purchase |
60 | $14,442,000 |
$240,000 | $504,000 |
$74,000 | $187,000 |
| Refinancing |
80 | $8,983,000 |
$112,000 | $670,000 |
$73,000 | $247,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $47,000 |
$47,000 | $47,000 |
$91,000 | $91,000 |
| Black or African American |
2 | $210,000 |
$105,000 | $195,000 |
$52,000 | $53,000 |
| Hispanic |
4 | $424,000 |
$106,000 | $243,000 |
$59,000 | $82,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $153,000 |
$153,000 | $153,000 |
$52,000 | $52,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $670,000 |
$670,000 | $670,000 |
$132,000 | $132,000 |
| White |
170 | $24,415,000 |
$143,000 | $504,000 |
$75,000 | $286,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
179 | $25,919,000 |
$144,000 | $670,000 |
$75,000 | $286,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $527,000 |
$175,000 | $240,000 |
$61,000 | $93,000 |
| Application Withdrawn By Applicant |
9 | $1,198,000 |
$133,000 | $305,000 |
$47,000 | $98,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
167 | $24,194,000 |
$144,000 | $670,000 |
$77,000 | $286,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $335,000 |
$167,000 | $240,000 |
$71,000 | $93,000 |
| Debt-To-Income Ratio |
1 | $192,000 |
$192,000 | $192,000 |
$41,000 | $41,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for NATIONSHERITAGE FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
