|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
NAUGATUCK SAVINGS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
NAUGATUCK SAVINGS BANK |
| Address | 1430 NEW HAVEN ROAD
NAUGATUCK, CT 06770 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 606 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $70,924,000 |
| Average Mortgage Loan Amount Applied For | $203,600 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $94,400 |
| Highest Applicant Income | $1,321,000 |
|
|
|
| Home Improvement |
199 | $9,838,000 |
$49,000 | $450,000 |
$74,000 | $311,000 |
| Home Purchase |
275 | $61,150,000 |
$222,000 | $900,000 |
$87,000 | $455,000 |
| Refinancing |
270 | $30,349,000 |
$112,000 | $1,400,000 |
$89,000 | $1,321,000 |
|
|
| American Indian or Alaskan Native |
1 | $400,000 |
$400,000 | $400,000 |
$102,000 | $102,000 |
| Asian |
3 | $272,000 |
$90,000 | $157,000 |
$88,000 | $101,000 |
| Black or African American |
4 | $93,000 |
$23,000 | $60,000 |
$74,000 | $97,000 |
| Hispanic |
19 | $1,355,000 |
$71,000 | $184,000 |
$60,000 | $152,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $3,688,000 |
$263,000 | $1,400,000 |
$0 | $0 |
| Not Provided |
26 | $5,515,000 |
$212,000 | $635,000 |
$72,000 | $225,000 |
| White |
677 | $90,014,000 |
$132,000 | $900,000 |
$87,000 | $1,321,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
744 | $101,337,000 |
$136,000 | $1,400,000 |
$84,000 | $1,321,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
24 | $3,681,000 |
$153,000 | $315,000 |
$90,000 | $194,000 |
| Application Denied By Financial Institution |
60 | $5,380,000 |
$89,000 | $560,000 |
$59,000 | $323,000 |
| Application Withdrawn By Applicant |
23 | $3,413,000 |
$148,000 | $385,000 |
$73,000 | $159,000 |
| File Closed For Incompleteness |
1 | $155,000 |
$155,000 | $155,000 |
$66,000 | $66,000 |
| Loan Originated |
502 | $59,144,000 |
$117,000 | $1,400,000 |
$91,000 | $1,321,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
95 | $20,992,000 |
$220,000 | $540,000 |
$74,000 | $203,000 |
| Preapproval Denied by Financial Institution |
39 | $8,572,000 |
$219,000 | $900,000 |
$60,000 | $185,000 |
|
|
| Collateral |
7 | $658,000 |
$94,000 | $277,000 |
$74,000 | $96,000 |
| Credit Application Incomplete |
9 | $3,073,000 |
$341,000 | $900,000 |
$131,000 | $323,000 |
| Credit History |
30 | $3,086,000 |
$102,000 | $335,000 |
$57,000 | $122,000 |
| Debt-To-Income Ratio |
41 | $5,613,000 |
$136,000 | $370,000 |
$43,000 | $118,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $342,000 |
$68,000 | $232,000 |
$73,000 | $194,000 |
| Unverifiable Information |
4 | $727,000 |
$181,000 | $250,000 |
$37,000 | $55,000 |
|
Mortgage Loan App Totals for NAUGATUCK SAVINGS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
