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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NAVYARMY FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
NAVYARMY FEDERAL CREDIT UNION |
| Address | P.O. BOX 81349
CORPUS CHRISTI, TX 78468-1349 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 895 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $65,579,000 |
| Average Mortgage Loan Amount Applied For | $114,611 |
| Highest Mortgage Loan Amount Applied For | $719,000 |
| Average Applicant Income | $83,166 |
| Highest Applicant Income | $2,670,000 |
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| Home Improvement |
38 | $1,765,000 |
$46,000 | $187,000 |
$63,000 | $144,000 |
| Home Purchase |
360 | $33,539,000 |
$93,000 | $460,000 |
$78,000 | $2,670,000 |
| Refinancing |
500 | $30,462,000 |
$60,000 | $719,000 |
$84,000 | $1,175,000 |
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| American Indian or Alaskan Native |
1 | $106,000 |
$106,000 | $106,000 |
$88,000 | $88,000 |
| Asian |
9 | $721,000 |
$80,000 | $212,000 |
$78,000 | $116,000 |
| Black or African American |
9 | $373,000 |
$41,000 | $95,000 |
$61,000 | $105,000 |
| Hispanic |
517 | $31,278,000 |
$60,000 | $320,000 |
$76,000 | $1,175,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
362 | $33,288,000 |
$91,000 | $719,000 |
$88,000 | $2,670,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
898 | $65,766,000 |
$73,000 | $719,000 |
$81,000 | $2,670,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $367,000 |
$52,000 | $108,000 |
$69,000 | $135,000 |
| Application Denied By Financial Institution |
99 | $6,039,000 |
$61,000 | $333,000 |
$52,000 | $148,000 |
| Application Withdrawn By Applicant |
174 | $14,442,000 |
$83,000 | $296,000 |
$60,000 | $254,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
618 | $44,918,000 |
$72,000 | $719,000 |
$92,000 | $2,670,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $90,000 |
$90,000 | $90,000 |
$121,000 | $121,000 |
| Debt-To-Income Ratio |
1 | $150,000 |
$150,000 | $150,000 |
$57,000 | $57,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NAVYARMY FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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