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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NBANC
Mortgage Loans and Application Details
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| Mortgage Company Name |
NBANC |
| Address | 3202 W. OWEN K. GARRIOTT RD.
ENID, OK 73703 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $258,000 |
| Average Mortgage Loan Amount Applied For | $64,000 |
| Highest Mortgage Loan Amount Applied For | $150,000 |
| Average Applicant Income | $93,500 |
| Highest Applicant Income | $223,000 |
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| Home Improvement |
21 | $548,000 |
$26,000 | $106,000 |
$56,000 | $129,000 |
| Home Purchase |
70 | $3,682,000 |
$52,000 | $200,000 |
$56,000 | $400,000 |
| Refinancing |
106 | $9,111,000 |
$85,000 | $750,000 |
$52,000 | $233,000 |
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| American Indian or Alaskan Native |
3 | $281,000 |
$93,000 | $130,000 |
$90,000 | $112,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $40,000 |
$13,000 | $20,000 |
$35,000 | $42,000 |
| Hispanic |
22 | $541,000 |
$24,000 | $87,000 |
$40,000 | $109,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $60,000 |
$30,000 | $36,000 |
$30,000 | $36,000 |
| Not applicable |
29 | $3,968,000 |
$136,000 | $750,000 |
$0 | $0 |
| Not Provided |
2 | $54,000 |
$27,000 | $44,000 |
$79,000 | $86,000 |
| White |
136 | $8,397,000 |
$61,000 | $619,000 |
$67,000 | $400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
197 | $13,341,000 |
$67,000 | $750,000 |
$54,000 | $400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
14 | $698,000 |
$49,000 | $194,000 |
$46,000 | $75,000 |
| Application Withdrawn By Applicant |
17 | $1,821,000 |
$107,000 | $619,000 |
$60,000 | $204,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
166 | $10,822,000 |
$65,000 | $750,000 |
$54,000 | $400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NBANC by:
Metropolitan Area And
County
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