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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NBANC
Mortgage Loans and Application Details
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| Mortgage Company Name |
NBANC |
| Address | P.O. BOX 21000
OKLAHOMA CITY, OK 73156 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 267 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $53,714,000 |
| Average Mortgage Loan Amount Applied For | $307,227 |
| Highest Mortgage Loan Amount Applied For | $3,300,000 |
| Average Applicant Income | $276,818 |
| Highest Applicant Income | $7,342,000 |
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| Home Improvement |
35 | $3,289,000 |
$93,000 | $650,000 |
$164,000 | $545,000 |
| Home Purchase |
59 | $13,962,000 |
$236,000 | $1,600,000 |
$125,000 | $1,739,000 |
| Refinancing |
174 | $36,478,000 |
$209,000 | $3,300,000 |
$215,000 | $7,342,000 |
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| American Indian or Alaskan Native |
5 | $452,000 |
$90,000 | $165,000 |
$113,000 | $225,000 |
| Asian |
2 | $520,000 |
$260,000 | $470,000 |
$69,000 | $70,000 |
| Black or African American |
2 | $157,000 |
$78,000 | $92,000 |
$225,000 | $330,000 |
| Hispanic |
1 | $4,000 |
$4,000 | $4,000 |
$21,000 | $21,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
72 | $19,905,000 |
$276,000 | $1,600,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
186 | $32,691,000 |
$175,000 | $3,300,000 |
$265,000 | $7,342,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
268 | $53,729,000 |
$200,000 | $3,300,000 |
$188,000 | $7,342,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $998,000 |
$998,000 | $998,000 |
$588,000 | $588,000 |
| Application Denied By Financial Institution |
3 | $315,000 |
$105,000 | $165,000 |
$45,000 | $75,000 |
| Application Withdrawn By Applicant |
4 | $1,027,000 |
$256,000 | $700,000 |
$141,000 | $229,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
260 | $51,389,000 |
$197,000 | $3,300,000 |
$189,000 | $7,342,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NBANC by:
Metropolitan Area And
County
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