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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NC COMMUNITY FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
NC COMMUNITY FCU |
| Address | 2401 E ASH STREET
GOLDSBORO, NC 27534 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 39 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,717,000 |
| Average Mortgage Loan Amount Applied For | $198,833 |
| Highest Mortgage Loan Amount Applied For | $360,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $164,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
26 | $4,749,000 |
$182,000 | $360,000 |
$77,000 | $164,000 |
| Refinancing |
13 | $1,968,000 |
$151,000 | $321,000 |
$80,000 | $136,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $1,180,000 |
$147,000 | $216,000 |
$69,000 | $131,000 |
| Hispanic |
2 | $327,000 |
$163,000 | $170,000 |
$63,000 | $66,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $524,000 |
$174,000 | $231,000 |
$103,000 | $116,000 |
| White |
26 | $4,686,000 |
$180,000 | $360,000 |
$79,000 | $164,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
21 | $3,553,000 |
$169,000 | $360,000 |
$72,000 | $164,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
18 | $3,164,000 |
$175,000 | $321,000 |
$85,000 | $136,000 |
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| Application Approved But Not Accepted |
1 | $231,000 |
$231,000 | $231,000 |
$115,000 | $115,000 |
| Application Denied By Financial Institution |
1 | $144,000 |
$144,000 | $144,000 |
$87,000 | $87,000 |
| Application Withdrawn By Applicant |
5 | $679,000 |
$135,000 | $218,000 |
$57,000 | $95,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
32 | $5,663,000 |
$176,000 | $360,000 |
$80,000 | $164,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NC COMMUNITY FCU by:
Metropolitan Area And
County
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