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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NCS FIRST MORTGAGE, LP
Mortgage Loans and Application Details
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| Mortgage Company Name |
NCS FIRST MORTGAGE, LP |
| Address | 3232 NEWMARK DR.
MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 122 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,973,000 |
| Average Mortgage Loan Amount Applied For | $169,250 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $96,125 |
| Highest Applicant Income | $713,000 |
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| Home Improvement |
1 | $375,000 |
$375,000 | $375,000 |
$111,000 | $111,000 |
| Home Purchase |
119 | $20,272,000 |
$170,000 | $417,000 |
$107,000 | $713,000 |
| Refinancing |
2 | $326,000 |
$163,000 | $254,000 |
$76,000 | $110,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $615,000 |
$153,000 | $224,000 |
$92,000 | $138,000 |
| Black or African American |
9 | $1,522,000 |
$169,000 | $222,000 |
$72,000 | $93,000 |
| Hispanic |
11 | $1,931,000 |
$175,000 | $283,000 |
$201,000 | $713,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
24 | $3,639,000 |
$151,000 | $270,000 |
$96,000 | $413,000 |
| White |
74 | $13,266,000 |
$179,000 | $417,000 |
$100,000 | $264,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
116 | $19,741,000 |
$170,000 | $417,000 |
$107,000 | $713,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
6 | $1,232,000 |
$205,000 | $232,000 |
$86,000 | $113,000 |
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| Application Approved But Not Accepted |
23 | $4,595,000 |
$199,000 | $417,000 |
$123,000 | $413,000 |
| Application Denied By Financial Institution |
4 | $670,000 |
$167,000 | $314,000 |
$83,000 | $158,000 |
| Application Withdrawn By Applicant |
3 | $615,000 |
$205,000 | $254,000 |
$63,000 | $140,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
92 | $15,093,000 |
$164,000 | $343,000 |
$105,000 | $713,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $536,000 |
$268,000 | $314,000 |
$108,000 | $158,000 |
| Debt-To-Income Ratio |
2 | $134,000 |
$67,000 | $107,000 |
$59,000 | $59,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NCS FIRST MORTGAGE, LP by:
Metropolitan Area And
County
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