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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NEW LIBERTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
NEW LIBERTY BANK |
| Address | 1333 W. ANN ARBOR ROAD
PLYMOUTH, MI 48170 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 27 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,621,000 |
| Average Mortgage Loan Amount Applied For | $117,600 |
| Highest Mortgage Loan Amount Applied For | $388,000 |
| Average Applicant Income | $81,400 |
| Highest Applicant Income | $259,000 |
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| Home Improvement |
4 | $340,000 |
$85,000 | $225,000 |
$68,000 | $100,000 |
| Home Purchase |
20 | $4,135,000 |
$206,000 | $388,000 |
$103,000 | $259,000 |
| Refinancing |
3 | $146,000 |
$48,000 | $60,000 |
$67,000 | $113,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,521,000 |
$190,000 | $388,000 |
$65,000 | $124,000 |
| Not Provided |
6 | $598,000 |
$99,000 | $217,000 |
$112,000 | $183,000 |
| White |
13 | $2,502,000 |
$192,000 | $365,000 |
$103,000 | $259,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
27 | $4,621,000 |
$171,000 | $388,000 |
$94,000 | $259,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $116,000 |
$58,000 | $60,000 |
$86,000 | $113,000 |
| Application Withdrawn By Applicant |
3 | $750,000 |
$250,000 | $319,000 |
$83,000 | $124,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
22 | $3,755,000 |
$170,000 | $388,000 |
$96,000 | $259,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $56,000 |
$56,000 | $56,000 |
$113,000 | $113,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $60,000 |
$60,000 | $60,000 |
$60,000 | $60,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NEW LIBERTY BANK by:
Metropolitan Area And
County
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