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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NEW WEST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
NEW WEST BANK |
| Address | 55 S ELM AVE
EATON, CO 80615 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 14 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,138,000 |
| Average Mortgage Loan Amount Applied For | $106,000 |
| Highest Mortgage Loan Amount Applied For | $180,000 |
| Average Applicant Income | $62,750 |
| Highest Applicant Income | $147,000 |
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| Home Improvement |
4 | $119,000 |
$29,000 | $57,000 |
$35,000 | $90,000 |
| Home Purchase |
5 | $629,000 |
$125,000 | $180,000 |
$56,000 | $147,000 |
| Refinancing |
5 | $390,000 |
$78,000 | $175,000 |
$46,000 | $95,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $60,000 |
$30,000 | $50,000 |
$17,000 | $28,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $480,000 |
$160,000 | $180,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
9 | $598,000 |
$66,000 | $171,000 |
$69,000 | $147,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14 | $1,138,000 |
$81,000 | $180,000 |
$47,000 | $147,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $20,000 |
$20,000 | $20,000 |
$45,000 | $45,000 |
| Application Denied By Financial Institution |
2 | $98,000 |
$49,000 | $50,000 |
$35,000 | $43,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
11 | $1,020,000 |
$92,000 | $180,000 |
$49,000 | $147,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $50,000 |
$50,000 | $50,000 |
$28,000 | $28,000 |
| Debt-To-Income Ratio |
1 | $48,000 |
$48,000 | $48,000 |
$43,000 | $43,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NEW WEST BANK by:
Metropolitan Area And
County
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