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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NEWFIRST NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
NEWFIRST NATIONAL BANK |
| Address | P O BOX 470
EL CAMPO, TX 77437 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 139 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,860,000 |
| Average Mortgage Loan Amount Applied For | $114,769 |
| Highest Mortgage Loan Amount Applied For | $2,520,000 |
| Average Applicant Income | $75,769 |
| Highest Applicant Income | $357,000 |
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| Home Improvement |
68 | $2,739,000 |
$40,000 | $235,000 |
$85,000 | $357,000 |
| Home Purchase |
61 | $7,972,000 |
$130,000 | $2,520,000 |
$81,000 | $295,000 |
| Refinancing |
10 | $1,149,000 |
$114,000 | $280,000 |
$77,000 | $201,000 |
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| American Indian or Alaskan Native |
1 | $102,000 |
$102,000 | $102,000 |
$61,000 | $61,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $40,000 |
$20,000 | $35,000 |
$42,000 | $76,000 |
| Hispanic |
45 | $4,511,000 |
$100,000 | $2,520,000 |
$59,000 | $240,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $879,000 |
$146,000 | $510,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
85 | $6,328,000 |
$74,000 | $663,000 |
$102,000 | $357,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
139 | $11,860,000 |
$85,000 | $2,520,000 |
$83,000 | $357,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $116,000 |
$116,000 | $116,000 |
$162,000 | $162,000 |
| Application Denied By Financial Institution |
20 | $806,000 |
$40,000 | $182,000 |
$41,000 | $154,000 |
| Application Withdrawn By Applicant |
3 | $220,000 |
$73,000 | $140,000 |
$49,000 | $87,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
115 | $10,718,000 |
$93,000 | $2,520,000 |
$90,000 | $357,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $33,000 |
$16,000 | $28,000 |
$38,000 | $57,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
16 | $443,000 |
$27,000 | $65,000 |
$33,000 | $76,000 |
| Debt-To-Income Ratio |
2 | $330,000 |
$165,000 | $182,000 |
$111,000 | $154,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NEWFIRST NATIONAL BANK by:
Metropolitan Area And
County
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