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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NORTHWEST PLUS CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
NORTHWEST PLUS CREDIT UNION |
| Address | 2821 HEWITT AVE
EVERETT, WA 98201 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 58 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,701,000 |
| Average Mortgage Loan Amount Applied For | $157,300 |
| Highest Mortgage Loan Amount Applied For | $413,000 |
| Average Applicant Income | $87,300 |
| Highest Applicant Income | $206,000 |
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| Home Improvement |
4 | $340,000 |
$85,000 | $245,000 |
$79,000 | $110,000 |
| Home Purchase |
10 | $1,811,000 |
$181,000 | $270,000 |
$77,000 | $117,000 |
| Refinancing |
44 | $6,550,000 |
$148,000 | $413,000 |
$79,000 | $206,000 |
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| American Indian or Alaskan Native |
1 | $30,000 |
$30,000 | $30,000 |
$57,000 | $57,000 |
| Asian |
1 | $270,000 |
$270,000 | $270,000 |
$63,000 | $63,000 |
| Black or African American |
1 | $413,000 |
$413,000 | $413,000 |
$98,000 | $98,000 |
| Hispanic |
1 | $140,000 |
$140,000 | $140,000 |
$30,000 | $30,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $30,000 |
$30,000 | $30,000 |
$74,000 | $74,000 |
| White |
53 | $7,818,000 |
$147,000 | $380,000 |
$80,000 | $206,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
58 | $8,701,000 |
$150,000 | $413,000 |
$79,000 | $206,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $1,592,000 |
$199,000 | $331,000 |
$54,000 | $114,000 |
| Application Withdrawn By Applicant |
6 | $1,214,000 |
$202,000 | $380,000 |
$101,000 | $160,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $5,895,000 |
$133,000 | $413,000 |
$80,000 | $206,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $35,000 |
$35,000 | $35,000 |
$38,000 | $38,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $736,000 |
$184,000 | $276,000 |
$62,000 | $114,000 |
| Debt-To-Income Ratio |
3 | $821,000 |
$273,000 | $331,000 |
$49,000 | $63,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NORTHWEST PLUS CREDIT UNION by:
Metropolitan Area And
County
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