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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ORANGE COUNTY TEACHERS FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
ORANGE COUNTY TEACHERS FCU |
| Address | 15442 DEL AMO
TUSTIN, CA 92780 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 7,167 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $951,424,000 |
| Average Mortgage Loan Amount Applied For | $125,510 |
| Highest Mortgage Loan Amount Applied For | $1,750,000 |
| Average Applicant Income | $94,795 |
| Highest Applicant Income | $1,610,000 |
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| Home Improvement |
2,839 | $229,335,000 |
$80,000 | $800,000 |
$100,000 | $1,302,000 |
| Home Purchase |
663 | $199,600,000 |
$301,000 | $1,200,000 |
$105,000 | $1,610,000 |
| Refinancing |
3,665 | $522,489,000 |
$142,000 | $1,750,000 |
$98,000 | $664,000 |
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| American Indian or Alaskan Native |
29 | $3,181,000 |
$109,000 | $500,000 |
$107,000 | $263,000 |
| Asian |
433 | $65,760,000 |
$151,000 | $730,000 |
$109,000 | $1,302,000 |
| Black or African American |
111 | $13,128,000 |
$118,000 | $817,000 |
$88,000 | $254,000 |
| Hispanic |
1,950 | $215,794,000 |
$110,000 | $733,000 |
$82,000 | $654,000 |
| Native Hawaiin or Other Pacific Islander |
72 | $8,516,000 |
$118,000 | $600,000 |
$90,000 | $269,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
351 | $74,060,000 |
$210,000 | $803,000 |
$111,000 | $1,610,000 |
| White |
4,221 | $570,985,000 |
$135,000 | $1,750,000 |
$106,000 | $720,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
7,167 | $951,424,000 |
$132,000 | $1,750,000 |
$100,000 | $1,610,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
235 | $17,235,000 |
$73,000 | $500,000 |
$101,000 | $720,000 |
| Application Denied By Financial Institution |
419 | $32,725,000 |
$78,000 | $500,000 |
$77,000 | $302,000 |
| Application Withdrawn By Applicant |
299 | $25,398,000 |
$84,000 | $500,000 |
$91,000 | $333,000 |
| File Closed For Incompleteness |
162 | $16,847,000 |
$103,000 | $500,000 |
$104,000 | $720,000 |
| Loan Originated |
4,428 | $314,771,000 |
$71,000 | $500,000 |
$103,000 | $1,302,000 |
| Loan Purchased By The Institution |
1,624 | $544,448,000 |
$335,000 | $1,750,000 |
$96,000 | $1,610,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ORANGE COUNTY TEACHERS FCU by:
Metropolitan Area And
County
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