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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PALM BEACH COUNTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PALM BEACH COUNTY BANK |
| Address | 2130 CENTRE PARK WEST DRIVE
WEST PALM BEACH, FL 33409 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 29 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,265,000 |
| Average Mortgage Loan Amount Applied For | $712,428 |
| Highest Mortgage Loan Amount Applied For | $5,750,000 |
| Average Applicant Income | $173,714 |
| Highest Applicant Income | $1,423,000 |
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| Home Improvement |
1 | $682,000 |
$682,000 | $682,000 |
$455,000 | $455,000 |
| Home Purchase |
25 | $22,020,000 |
$1,167,500 | $5,750,000 |
$92,500 | $1,423,000 |
| Refinancing |
3 | $5,563,000 |
$1,854,000 | $3,900,000 |
$221,000 | $520,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $413,000 |
$413,000 | $413,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $994,000 |
$248,000 | $682,000 |
$191,000 | $455,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $13,084,000 |
$1,320,000 | $5,750,000 |
$5,500 | $145,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
13 | $13,774,000 |
$1,059,000 | $4,559,000 |
$318,000 | $1,423,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
29 | $28,265,000 |
$1,218,000 | $5,750,000 |
$104,500 | $1,423,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $140,000 |
$140,000 | $140,000 |
$126,000 | $126,000 |
| Application Denied By Financial Institution |
1 | $1,250,000 |
$1,250,000 | $1,250,000 |
$144,000 | $144,000 |
| Application Withdrawn By Applicant |
1 | $435,000 |
$435,000 | $435,000 |
$68,000 | $68,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
26 | $26,440,000 |
$1,239,000 | $5,750,000 |
$115,500 | $1,423,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $1,250,000 |
$1,250,000 | $1,250,000 |
$144,000 | $144,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PALM BEACH COUNTY BANK by:
Metropolitan Area And
County
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