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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PATRIOT NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PATRIOT NATIONAL BANK |
| Address | 1177 SUMMER STREET
STAMFORD, CT 06905 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $70,914,000 |
| Average Mortgage Loan Amount Applied For | $1,480,000 |
| Highest Mortgage Loan Amount Applied For | $6,700,000 |
| Average Applicant Income | $704,500 |
| Highest Applicant Income | $2,471,000 |
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| Home Improvement |
1 | $1,894,000 |
$1,894,000 | $1,894,000 |
$1,160,000 | $1,160,000 |
| Home Purchase |
27 | $57,965,000 |
$2,146,000 | $6,700,000 |
$678,000 | $2,471,000 |
| Refinancing |
8 | $11,055,000 |
$1,381,000 | $3,330,000 |
$312,000 | $1,249,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $2,000,000 |
$2,000,000 | $2,000,000 |
$610,000 | $610,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $6,700,000 |
$6,700,000 | $6,700,000 |
$1,795,000 | $1,795,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $8,588,000 |
$954,000 | $2,700,000 |
$199,000 | $1,105,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $53,626,000 |
$2,145,000 | $5,400,000 |
$710,000 | $2,471,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
36 | $70,914,000 |
$1,969,000 | $6,700,000 |
$610,000 | $2,471,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $8,770,000 |
$2,192,000 | $2,716,000 |
$1,027,000 | $1,552,000 |
| Application Denied By Financial Institution |
1 | $612,000 |
$612,000 | $612,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
31 | $61,532,000 |
$1,984,000 | $6,700,000 |
$576,000 | $2,471,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $612,000 |
$612,000 | $612,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PATRIOT NATIONAL BANK by:
Metropolitan Area And
County
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