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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEACHTREE NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEACHTREE NATIONAL BANK |
| Address | PO BOX 2650 PEACHTREE CITY, GA 30269 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 42 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,743,000 |
| Average Mortgage Loan Amount Applied For | $198,200 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $38,400 |
| Highest Applicant Income | $470,000 |
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| Home Improvement |
4 | $29,000 |
$7,000 | $15,000 |
$31,000 | $56,000 |
| Home Purchase |
12 | $1,441,000 |
$120,000 | $203,000 |
$85,000 | $400,000 |
| Refinancing |
26 | $4,273,000 |
$164,000 | $1,100,000 |
$40,000 | $470,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $5,000 |
$5,000 | $5,000 |
$30,000 | $30,000 |
| Black or African American |
2 | $53,000 |
$26,000 | $40,000 |
$159,000 | $258,000 |
| Hispanic |
2 | $149,000 |
$74,000 | $112,000 |
$12,000 | $24,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $3,716,000 |
$195,000 | $1,100,000 |
$10,000 | $100,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
18 | $1,820,000 |
$101,000 | $651,000 |
$91,000 | $470,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
42 | $5,743,000 |
$136,000 | $1,100,000 |
$52,000 | $470,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $60,000 |
$15,000 | $37,000 |
$37,000 | $56,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $5,683,000 |
$149,000 | $1,100,000 |
$54,000 | $470,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $60,000 |
$15,000 | $37,000 |
$37,000 | $56,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEACHTREE NATIONAL BANK by:
Metropolitan Area And
County
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