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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLE'S ALLIANCE FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLE'S ALLIANCE FCU |
| Address | 125 WIRELESS BLVD
HAUPPAUGE, NY 11788 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 187 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,718,000 |
| Average Mortgage Loan Amount Applied For | $98,791 |
| Highest Mortgage Loan Amount Applied For | $570,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $323,000 |
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| Home Improvement |
146 | $4,358,000 |
$29,000 | $107,000 |
$91,000 | $323,000 |
| Home Purchase |
13 | $3,366,000 |
$258,000 | $570,000 |
$88,000 | $200,000 |
| Refinancing |
28 | $6,994,000 |
$249,000 | $488,000 |
$85,000 | $153,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
22 | $1,425,000 |
$64,000 | $313,000 |
$92,000 | $177,000 |
| Hispanic |
53 | $2,997,000 |
$56,000 | $397,000 |
$81,000 | $245,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
44 | $4,535,000 |
$103,000 | $570,000 |
$81,000 | $165,000 |
| White |
68 | $5,761,000 |
$84,000 | $375,000 |
$101,000 | $323,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
187 | $14,718,000 |
$78,000 | $570,000 |
$90,000 | $323,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $30,000 |
$30,000 | $30,000 |
$84,000 | $84,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
186 | $14,688,000 |
$78,000 | $570,000 |
$90,000 | $323,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLE'S ALLIANCE FCU by:
Metropolitan Area And
County
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